Credit cards are great.
Dealing with them is not.
Tally changes that.
What is Tally?
Tally is a credit card consolidation app that makes it easy to stay on top of your credit cards. You scan your cards. We give you a line of credit and help manage payments for you. Tally is a faster way to pay down your balances and a smarter way to organize your credit cards.
Once you’re approved for and accept a line of credit with Tally, sit back and let us do the hard work for you.
We minimize interest costs and fees by making the right payment to the right card at the right time.
Keep using your credit cards to get all the perks and rewards. We’ll take care of everything else.
Tally was built from the ground up to be secure. Keeping your data safe is our No. 1 priority, which is why it’s securely transmitted using SSL encryption. We never store your bank usernames or passwords, and never sell or share your data without your permission.
Tally monitors the balances, APRs, and due dates on each card you register. Tally’s smart technology will determine which cards to pay first, based on factors such as APRs and utilization. If you have cards with a lower APR than your Tally credit line, only minimum payments will be made to those cards to make sure you won’t be charged late fees.
We require you to pay a monthly amount based on how much you borrow from Tally. First, we ask you to repay the minimum payments we made to your credit cards that month. Then, we ask you to pay interest based on your APR. Finally, we ask you to repay 1 percent of the total amount you borrowed from us to ensure you’re making progress toward paying down your Tally balance.