Tally: Pay Off Your Credit Card Debt Faster and Save Money

Meet Tally. The world’s first automated debt manager that makes it easy to save money, manage your cards and pay down balances faster.

Pay down debt faster

Average lifetime savings of $5,300

No more high APRs or late fees

Start Saving! Have an Invite Code?

Tally app is available in the Play Store for Android devices.

Read important information about what Tally charges and how we calculate savings here

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Credit cards are great. Dealing with them is not. Tally changes that.

What is Tally?

Tally is a credit card consolidation app that makes it easy to stay on top of your credit cards. You scan your cards. We give you a line of credit and help manage payments for you. Tally is a faster way to pay down your balances and a smarter way to organize your credit cards.

We analyze your credit cards and credit history (without affecting your credit score) to make sure Tally is right for you. Find out which store and bank credit cards Tally supports.

Once you’re approved for and accept a line of credit with Tally, sit back and let us do the hard work for you.

We minimize interest costs and fees by making the right payment to the right card at the right time.

Keep using your credit cards to get all the perks and rewards. We’ll take care of everything else.

a secure credit line to pay off your credit card debt

Tally helps you to take control over your financial life

Carry credit card debt from month to month?

Tally makes it easy to pay off your credit card debt faster. First, we transfer your high APR balances to your Tally line of credit, potentially saving you hundreds of dollars. Then, you can use that savings to pay down your credit card debt and get closer to your goal.

Tired of juggling payments for multiple cards?

Tally is your app to pay off credit cards in one place. Whether it's your bank or store credit card, we keep track of your due dates, minimum payments and APRs, then automatically calculate the best way for you to pay your credit cards every month.

Hate late fees but wary of autopay?

Tally’s late fee protection gives you the peace of mind of autopay without the fear of overdraft fees. If you’re low on funds, your Tally credit line kicks in and ensures you’re paying the minimum on each credit card every month. As long as you’re in good standing with Tally, you’ll never pay a credit card late fee again.

Serious about security

Tally was built from the ground up to be secure. Keeping your data safe is our No. 1 priority, which is why it’s securely transmitted using SSL encryption. We never store your bank usernames or passwords, and never sell or share your data without your permission.

Get Out of Credit Card Debt Faster With Tally

Let us do the hard work of managing your credit cards

Want to learn more?

How does Tally pay my cards each month?

Tally monitors the balances, APRs, and due dates on each card you register. Tally’s smart technology will determine which cards to pay first, based on factors such as APRs and utilization. If you have cards with a lower APR than your Tally credit line, only minimum payments will be made to those cards to make sure you won’t be charged late fees.

How much does Tally cost?

Tally is free to download, and we don’t charge any fees to use the app. In order to get the benefits of Tally, you will need to qualify for and get a Tally credit line. Depending on your credit history, your APR (which is the same as your interest rate) will be between 7.9% – 25.9% per year. And similar to credit card APRs, it will vary with the market based on the Prime Rate. (Information accurate as of June 2018) Click here to see what Tally charges

How is my minimum payment calculated?

We require you to pay a monthly amount based on how much you borrow from Tally. First, we ask you to repay the minimum payments we made to your credit cards that month. Then, we ask you to pay interest based on your APR. Finally, we ask you to repay 1 percent of the total amount you borrowed from us to ensure you’re making progress toward paying down your Tally balance.

See Our FAQs

Would recommend 10/10

Had 2 cards with high interest. tally paid them off entirely, and now I pay them less than my monthly for both cards, with a far lower interest rate, and 0 annual fees. would recommend 10/10

I'm cranking thru debt faster than I ever thought possible.

I'm cranking thru debt faster than I ever thought possible. Thanks for the leg up, Tally!!

Tally is a smart move to make.

I've been with Tally for just over a month now. They approved me for half my credit card debt and gave me half the interest rate as well. As long as you meet their fair stipulations, Tally is a smart move to make.

Overcome credit card debt

Featured in

Credit cards are great. Dealing with them is not. Tally changes that.

What is Tally?

Add your cards

Secure your credit line

Unlock your savings

Maximize your money

Carry credit card debt from month to month?

Tired of juggling payments for multiple cards?

Hate late fees but wary of autopay?

Serious about security

Get Out of Credit Card Debt Faster With Tally

Tally Debt Advisor

Credit Card Manager

Tally Line of Credit

Late Fee Protection

Save Money on Interest