Overcome your
credit card debt

Pay down debt faster

Average lifetime savings of $5,300

No more high APRs or late fees



Find out how we make money and how we calculate savings.





“Tally could save plenty of people hundreds of dollars in interest and fees a year.”
“Tally analyzes [your] financial profile to determine the fastest and smartest way to pay down debt.”
“If you have trouble keeping track of several credit cards and find yourself paying late fees, Tally will manage them for you by automatically paying your bills.”
“Unlike other personal finance apps and services, Tally is focused first and foremost on helping users to eliminate whatever credit card debt they may have.”

Meet Tally, the world’s first automated debt manager
How Tally works
You save money immediately when Tally pays your high-interest credit cards. We combine all your cards into a single payment at a lower interest rate. Here’s how it works:
We give you a credit line.
If you qualify, we analyze your cards and credit profile to find the best offer. You need a FICO Score of 660 or higher to qualify.
We pay your credit cards.
We use your Tally credit line to help you save money on interest. Our late fee protection guarantees you never worry about missed payments.
You repay us every month.
No matter how many cards you have, you only make one payment to Tally. We manage your cards so you don’t have to.
We keep saving you money.
As you pay us back, we’re able to make more payments to your cards and pay down your balances until you’re debt-free.





Find how much you could save with Tally

Credit Range
Choose which describes you: Excellent, Good, Fair and Rebuilding.

Card Details
Enter the current APR and balance for each of your credit cards.

Last Payments
Tell us how much you paid toward your credit cards last month.
Serious about security
Tally was built from the ground up to be secure. Keeping your data safe is our No. 1 priority, which is why it’s securely transmitted using SSL encryption. We never store your bank usernames or passwords, and never sell or share your data without your permission.
What you get with Tally

All your cards in one place

Low-interest line of credit

One monthly credit card bill

Personalized payment plan

Protection against late fees
Frequently asked questions
How much does Tally cost?
Tally is free to download, though you need our line of credit to get the benefits. Read more.
How does Tally pay my cards?
Tally monitors the balances, APRs and due dates on each card you register. Read more.
How is my minimum payment calculated?
Your minimum payment is based on the APR and payments made with your line of credit. Read more.