Credit Card Debt
Meet Tally. The world’s first automated debt manager that makes it easy to save money, manage your cards and pay down balances faster.
Credit cards are great.
Dealing with them is not.
Tally changes that.
What is Tally?
Tally makes it easy to stay on top of your credit cards. You scan your cards. We give you a line of credit and help manage your payments.
Tally is a faster way to pay down your balances and a smarter way to organize your credit cards.
Add your cards
We analyze your credit cards and credit history (without affecting your credit score) to make sure Tally is right for you.
Secure your credit line
Once you’re approved for and accept a line of credit with Tally, sit back and let us do the hard work for you.
Unlock your savings
We minimize interest costs and fees by making the right payment to the right card at the right time.
Maximize your money
Keep using your credit cards to get all the perks and rewards. We’ll take care of everything else.
Carry a balance from month to month?
Tired of juggling payments for multiple cards?
Hate late fees but wary of autopay?
Serious about security
Tally was built from the ground up to be secure. Keeping your data safe is our No. 1 priority, which is why it’s securely transmitted using SSL encryption. We never store your bank usernames or passwords, and never sell or share your data without your permission.
Want to learn more?
How does Tally pay my cards each month?
Tally monitors the balances, APRs, and due dates on each card you register. Tally’s smart technology will determine which cards to pay first, based on factors such as APRs and utilization. If you have cards with a lower APR than your Tally credit line, only minimum payments will be made to those cards to make sure you won’t be charged late fees.
How much does Tally cost?
How is my minimum payment calculated?
We require you to pay a monthly amount based on how much you borrow from Tally. First, we ask you to repay the minimum payments we made to your credit cards that month. Then, we ask you to pay interest based on your APR. Finally, we ask you to repay 1 percent of the total amount you borrowed from us to ensure you’re making progress toward paying down your Tally balance.