Tally offers the benefits of credit card balance transfers — along with useful tools to help you reach your goals faster.
Don't worry, checking won't hurt your credit score
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It can cost anywhere between 3% to 5%* for a credit card balance transfer. If you qualify for a line of credit, Tally will consolidate all your cards in one place — transfer fee-free — organizing and scheduling payments for you.
You don’t have to juggle a credit balance transfer on your own. Instead, knock out debt using Tally’s customized payoff strategies and let the app do the heavy lifting for you.
Unlike a traditional credit balance transfer, Tally lets you use your qualifying credit line again and again, without having to reapply. This gives you more flexibility for tackling future credit card debt.
Make extra payments with a swipe and tap in the app. Make payments as small as $5, cause every extra bit of cash you can put towards your debt-free goals counts.
Forget toggling between accounts obsessing over payment due dates. Tally can automatically pay your card minimums, so you can stress less and focus on your next debt-free chapter.
The best balance transfer offers may be a temporary solution to credit card debt. Tally really helps people pay off debt, for good, with personalized tools and automation that bring down debt, faster. Don’t jump through the hoops hunting for that interest-free balance transfer, try Tally instead.
When you link your cards with Tally, we monitor your balances, APRs and due dates for you. We make sure you never miss a payment, and we’ll calculate the smartest way to save you on interest across all your cards.
With a Tally line of credit, if you have a promotional rate on one of your credit cards, Tally will only make the minimum payment until the rate expires. You can track and update cards on promotional APRs by using the “Promo Tracker” option listed under each card.
If you forgot to tell us your card is on a promo and see that we plan on making a payment to this card, please contact us before 5 p.m. Pacific Standard Time of the same day at (866) 50-TALLY or email@example.com.
Tally offers a revolving line of credit. As you pay Tally back and clear up enough of your Tally credit line, our algorithm determines what the optimal amount is to pay on all your cards to help save you the most on interest and fees. Our goal at Tally is to let you sit back while Tally makes the hard decisions.
You can still add your cards to the Tally app and you’ll have the benefit of easy, consolidated credit card management. With a Tally line of credit, you’re also automatically enrolled in Tally’s Late Fee Protection, where you can enjoy the freedom from having to worry about late fees.