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All Things Credit

Your best resource for credit cards, credit scores, and so much more.

6 Ways a Good Credit Score Helps You

April 14, 2021

A good credit score usually takes time to build because it reflects your payment history and types of credit you hold. Raising it requires good habits over time.  

Read More about 6 Ways a Good Credit Score Helps You
Read more about How to Refinance Your Credit Card Debt

How to Refinance Your Credit Card Debt

April 13, 2021
Read More about How to Refinance Your Credit Card Debt
Read more about A Look at How to Consolidate Credit Card Debt on Your Own

A Look at How to Consolidate Credit Card Debt on Your Own

April 8, 2021
Read More about A Look at How to Consolidate Credit Card Debt on Your Own
Read more about Can You Pay a Credit Card Down With Another Credit Card?

Can You Pay a Credit Card Down With Another Credit Card?

April 7, 2021
Read More about Can You Pay a Credit Card Down With Another Credit Card?
Read more about Can You (or Should You) Pay Rent With a Credit Card?

Can You (or Should You) Pay Rent With a Credit Card?

April 7, 2021
Read More about Can You (or Should You) Pay Rent With a Credit Card?
Read more about What Happens To Your Credit Card Debt When You Die?

What Happens To Your Credit Card Debt When You Die?

April 6, 2021
Read More about What Happens To Your Credit Card Debt When You Die?
Read more about A Guide to Managing Credit Card Debt

A Guide to Managing Credit Card Debt

April 2, 2021
Read More about A Guide to Managing Credit Card Debt
Read more about How to Best Manage Your Credit Cards

How to Best Manage Your Credit Cards

April 1, 2021
Read More about How to Best Manage Your Credit Cards
Read more about Can Credit Card Companies Lower Your Interest Rates?

Can Credit Card Companies Lower Your Interest Rates?

March 31, 2021
Read More about Can Credit Card Companies Lower Your Interest Rates?
Read more about When Do Credit Card Companies Charge You Interest?

When Do Credit Card Companies Charge You Interest?

March 31, 2021
Read More about When Do Credit Card Companies Charge You Interest?
Read more about Is Interest Paid on Your Credit Cards Tax Deductible?

Is Interest Paid on Your Credit Cards Tax Deductible?

March 26, 2021
Read More about Is Interest Paid on Your Credit Cards Tax Deductible?
Read more about What Is a Secured Line of Credit?

What Is a Secured Line of Credit?

March 25, 2021
Read More about What Is a Secured Line of Credit?
Read more about How to Get a Line of Credit

How to Get a Line of Credit

March 25, 2021
Read More about How to Get a Line of Credit
Read more about Installment vs. Revolving Credit: What’s the Difference?

Installment vs. Revolving Credit: What’s the Difference?

March 24, 2021
Read More about Installment vs. Revolving Credit: What’s the Difference?
Read more about Personal Care and Fitness Spending Rises As Vaccine Rollout Picks Up

Personal Care and Fitness Spending Rises As Vaccine Rollout Picks Up

March 23, 2021
Read More about Personal Care and Fitness Spending Rises As Vaccine Rollout Picks Up
Read more about Which Credit Card Should I Pay Off First?

Which Credit Card Should I Pay Off First?

March 22, 2021
Read More about Which Credit Card Should I Pay Off First?
Read more about How To Get Your Credit Card Late Fees Waived

How To Get Your Credit Card Late Fees Waived

March 19, 2021
Read More about How To Get Your Credit Card Late Fees Waived
Read more about Credit Card Fees Can Add Up. How Much Are You Being Charged?

Credit Card Fees Can Add Up. How Much Are You Being Charged?

March 17, 2021
Read More about Credit Card Fees Can Add Up. How Much Are You Being Charged?
Read more about 6 Steps to Creating a Budget that Makes Debt Reduction Doable

6 Steps to Creating a Budget that Makes Debt Reduction Doable

March 15, 2021
Read More about 6 Steps to Creating a Budget that Makes Debt Reduction Doable
Read more about March is National Credit Education Month—and Time to Master the Art of Your Credit Score

March is National Credit Education Month—and Time to Master the Art of Your Credit Score

March 11, 2021
Read More about March is National Credit Education Month—and Time to Master the Art of Your Credit Score
Read more about The Difference Between Your Credit Card Closing Date and Due Date

The Difference Between Your Credit Card Closing Date and Due Date

March 10, 2021
Read More about The Difference Between Your Credit Card Closing Date and Due Date
Read more about 3 of the Smartest Ways To Use a Credit Card

3 of the Smartest Ways To Use a Credit Card

March 9, 2021
Read More about 3 of the Smartest Ways To Use a Credit Card
Read more about Credit vs. Cash: 5 Ways That Credit Cards Can Be Safer

Credit vs. Cash: 5 Ways That Credit Cards Can Be Safer

March 4, 2021
Read More about Credit vs. Cash: 5 Ways That Credit Cards Can Be Safer
Read more about Does Refinancing Your Credit Cards Hurt Your Credit?

Does Refinancing Your Credit Cards Hurt Your Credit?

February 23, 2021
Read More about Does Refinancing Your Credit Cards Hurt Your Credit?
Read more about How to Manage the New Financial Risks of Vacation Travel

How to Manage the New Financial Risks of Vacation Travel

February 23, 2021
Read More about How to Manage the New Financial Risks of Vacation Travel
Read more about The Pros and Cons of Refinancing Your Credit Card Debt

The Pros and Cons of Refinancing Your Credit Card Debt

February 22, 2021
Read More about The Pros and Cons of Refinancing Your Credit Card Debt
Read more about How to Pay Off Credit Card Debt

How to Pay Off Credit Card Debt

February 16, 2021
Read More about How to Pay Off Credit Card Debt
Read more about Credit Card Refinancing: A Complete Guide to Getting the Best Rate

Credit Card Refinancing: A Complete Guide to Getting the Best Rate

February 16, 2021
Read More about Credit Card Refinancing: A Complete Guide to Getting the Best Rate
Read more about How To Become Debt-Free … and What It’s Like

How To Become Debt-Free … and What It’s Like

February 16, 2021
Read More about How To Become Debt-Free … and What It’s Like
Read more about Simple Tips for How To Stay Out of Debt

Simple Tips for How To Stay Out of Debt

February 16, 2021
Read More about Simple Tips for How To Stay Out of Debt
Read more about Should I Pay Off My Credit Card in Full Each Month?

Should I Pay Off My Credit Card in Full Each Month?

February 10, 2021
Read More about Should I Pay Off My Credit Card in Full Each Month?
Read more about Credit Card Refinancing vs. Debt Consolidation: What are the Differences?

Credit Card Refinancing vs. Debt Consolidation: What are the Differences?

February 10, 2021
Read More about Credit Card Refinancing vs. Debt Consolidation: What are the Differences?
Read more about What Is the Best Way To Consolidate Credit Card Debt?

What Is the Best Way To Consolidate Credit Card Debt?

February 9, 2021
Read More about What Is the Best Way To Consolidate Credit Card Debt?
Read more about A Thoughtful Guide to Managing “Our” Money If One Partner Has Lost Income to COVID-19

A Thoughtful Guide to Managing “Our” Money If One Partner Has Lost Income to COVID-19

February 8, 2021
Read More about A Thoughtful Guide to Managing “Our” Money If One Partner Has Lost Income to COVID-19
Read more about Tips for Recovering from Last Year’s Holiday Debt — and How to Avoid It in the Future

Tips for Recovering from Last Year’s Holiday Debt — and How to Avoid It in the Future

January 29, 2021
Read More about Tips for Recovering from Last Year’s Holiday Debt — and How to Avoid It in the Future
Read more about How a balance transfer credit card can help you pay down debt 

How a balance transfer credit card can help you pay down debt 

December 14, 2020
Read More about How a balance transfer credit card can help you pay down debt 
Read more about Save money by knowing when to pay your credit card balance

Save money by knowing when to pay your credit card balance

December 14, 2020
Read More about Save money by knowing when to pay your credit card balance
Read more about Social distancing can’t stop, won’t stop obli-gifting

Social distancing can’t stop, won’t stop obli-gifting

December 9, 2020
Read More about Social distancing can’t stop, won’t stop obli-gifting
Read more about How is interest charged on a credit card?

How is interest charged on a credit card?

November 20, 2020
Read More about How is interest charged on a credit card?
Read more about How credit card interest works: Your complete guide 

How credit card interest works: Your complete guide 

November 19, 2020
Read More about How credit card interest works: Your complete guide 
Read more about What is the best way to pay off credit card debt?

What is the best way to pay off credit card debt?

November 12, 2020
Read More about What is the best way to pay off credit card debt?
Read more about How to find the best balance transfer cards for fair credit

How to find the best balance transfer cards for fair credit

November 11, 2020
Read More about How to find the best balance transfer cards for fair credit
Read more about How much will paying off credit cards improve your score?

How much will paying off credit cards improve your score?

November 6, 2020
Read More about How much will paying off credit cards improve your score?
Read more about 7 top tips for paying off credit card debt 

7 top tips for paying off credit card debt 

November 6, 2020
Read More about 7 top tips for paying off credit card debt 
Read more about How to lower your credit card interest rate and save money

How to lower your credit card interest rate and save money

October 22, 2020
Read More about How to lower your credit card interest rate and save money
Read more about How is credit card interest calculated?

How is credit card interest calculated?

October 19, 2020
Read More about How is credit card interest calculated?
Read more about The best way to pay off multiple credit cards

The best way to pay off multiple credit cards

October 19, 2020
Read More about The best way to pay off multiple credit cards
Read more about Multiple credit card payoff calculator: Organize and eliminate your debt

Multiple credit card payoff calculator: Organize and eliminate your debt

October 9, 2020
Read More about Multiple credit card payoff calculator: Organize and eliminate your debt
Read more about Low-interest credit cards: 7 top options and how they can help you

Low-interest credit cards: 7 top options and how they can help you

September 24, 2020
Read More about Low-interest credit cards: 7 top options and how they can help you
Read more about How long do late payments stay on your credit report?

How long do late payments stay on your credit report?

September 17, 2020
Read More about How long do late payments stay on your credit report?
Read more about How to avoid​ a credit card late payment and stay financially healthy

How to avoid​ a credit card late payment and stay financially healthy

September 17, 2020
Read More about How to avoid​ a credit card late payment and stay financially healthy
Read more about Does APR matter if you pay on time? Tips for avoiding credit card debt

Does APR matter if you pay on time? Tips for avoiding credit card debt

September 11, 2020
Read More about Does APR matter if you pay on time? Tips for avoiding credit card debt
Read more about What credit score do you start with? And how you can improve it

What credit score do you start with? And how you can improve it

September 11, 2020
Read More about What credit score do you start with? And how you can improve it
Read more about What is APR? Credit card interest rates explained

What is APR? Credit card interest rates explained

August 18, 2020
Read More about What is APR? Credit card interest rates explained
Read more about Personal line of credit: Get flexible cash when you need it

Personal line of credit: Get flexible cash when you need it

July 29, 2020
Read More about Personal line of credit: Get flexible cash when you need it
Read more about What is a home equity line of credit? Is a HELOC right for me?

What is a home equity line of credit? Is a HELOC right for me?

July 28, 2020
Read More about What is a home equity line of credit? Is a HELOC right for me?
Read more about How a credit card debt calculator can help you pay off balances faster

How a credit card debt calculator can help you pay off balances faster

July 23, 2020
Read More about How a credit card debt calculator can help you pay off balances faster
Read more about The right time to consolidate credit card debt: Learn about eligibility and options

The right time to consolidate credit card debt: Learn about eligibility and options

July 21, 2020
Read More about The right time to consolidate credit card debt: Learn about eligibility and options
Read more about Financial reality looms as federal unemployment benefits near expiration

Financial reality looms as federal unemployment benefits near expiration

July 20, 2020
Read More about Financial reality looms as federal unemployment benefits near expiration
Read more about How to find the best credit card to build credit

How to find the best credit card to build credit

July 9, 2020
Read More about How to find the best credit card to build credit
Read more about What’s the best way to build credit? Credit cards, co-signers and more

What’s the best way to build credit? Credit cards, co-signers and more

July 7, 2020
Read More about What’s the best way to build credit? Credit cards, co-signers and more
Read more about How can I get a credit card for bad credit?

How can I get a credit card for bad credit?

July 1, 2020
Read More about How can I get a credit card for bad credit?
Read more about Principal and interest: How your loan is impacted

Principal and interest: How your loan is impacted

June 9, 2020
Read More about Principal and interest: How your loan is impacted
Read more about 7 techniques for how to build credit without a credit card

7 techniques for how to build credit without a credit card

June 4, 2020
Read More about 7 techniques for how to build credit without a credit card
Read more about How long will it take to pay off my credit card?

How long will it take to pay off my credit card?

May 29, 2020
Read More about How long will it take to pay off my credit card?
Read more about What are your options for credit card debt relief?

What are your options for credit card debt relief?

May 12, 2020
Read More about What are your options for credit card debt relief?
Read more about Negative balance on a credit card: How it happens and what to do

Negative balance on a credit card: How it happens and what to do

May 7, 2020
Read More about Negative balance on a credit card: How it happens and what to do
Read more about Credit card hardship program: How it works and how it can help you

Credit card hardship program: How it works and how it can help you

April 21, 2020
Read More about Credit card hardship program: How it works and how it can help you
Read more about Credit vs. debit: How to choose the right payment option

Credit vs. debit: How to choose the right payment option

April 16, 2020
Read More about Credit vs. debit: How to choose the right payment option
Read more about Staying optimistic: Most expect America to reopen for business by September

Staying optimistic: Most expect America to reopen for business by September

April 15, 2020
Read More about Staying optimistic: Most expect America to reopen for business by September
Read more about What’s a line of credit and is it right for you?

What’s a line of credit and is it right for you?

April 9, 2020
Read More about What’s a line of credit and is it right for you?
Read more about What credit score is needed to buy a house?

What credit score is needed to buy a house?

April 8, 2020
Read More about What credit score is needed to buy a house?
Read more about Balance transfer fee: How to leverage high-interest debt

Balance transfer fee: How to leverage high-interest debt

April 6, 2020
Read More about Balance transfer fee: How to leverage high-interest debt
Read more about Credit limit: How lenders assess your credit quality

Credit limit: How lenders assess your credit quality

April 2, 2020
Read More about Credit limit: How lenders assess your credit quality
Read more about Credit card churning: Does it help or hurt your finances?

Credit card churning: Does it help or hurt your finances?

March 18, 2020
Read More about Credit card churning: Does it help or hurt your finances?
Read more about Why an 800 credit score is considered perfect

Why an 800 credit score is considered perfect

March 17, 2020
Read More about Why an 800 credit score is considered perfect
Read more about How to cancel a credit card and protect your credit score

How to cancel a credit card and protect your credit score

March 11, 2020
Read More about How to cancel a credit card and protect your credit score
Read more about How to get out of credit card debt in 5 simple steps

How to get out of credit card debt in 5 simple steps

March 10, 2020
Read More about How to get out of credit card debt in 5 simple steps
Read more about What is a good APR and how does it affect credit card debt?

What is a good APR and how does it affect credit card debt?

February 27, 2020
Read More about What is a good APR and how does it affect credit card debt?
Read more about 7 ways to find extra money and boost your savings

7 ways to find extra money and boost your savings

February 26, 2020
Read More about 7 ways to find extra money and boost your savings
Read more about How to get a money order — and why you may want one

How to get a money order — and why you may want one

February 4, 2020
Read More about How to get a money order — and why you may want one
Read more about How does a credit card consolidation loan work?

How does a credit card consolidation loan work?

January 30, 2020
Read More about How does a credit card consolidation loan work?
Read more about Top 7 store credit cards worth adding to your wallet

Top 7 store credit cards worth adding to your wallet

January 28, 2020
Read More about Top 7 store credit cards worth adding to your wallet
Read more about The credit card benefits you already have (but didn’t realize)

The credit card benefits you already have (but didn’t realize)

January 24, 2020
Read More about The credit card benefits you already have (but didn’t realize)
Read more about What is cash back and how can you maximize credit cards?

What is cash back and how can you maximize credit cards?

January 23, 2020
Read More about What is cash back and how can you maximize credit cards?
Read more about How to freeze your credit and protect your FICO Score

How to freeze your credit and protect your FICO Score

January 10, 2020
Read More about How to freeze your credit and protect your FICO Score
Read more about The top 10 things Americans aren’t willing to give up to be debt-free

The top 10 things Americans aren’t willing to give up to be debt-free

January 2, 2020
Read More about The top 10 things Americans aren’t willing to give up to be debt-free
Read more about 5 reasons to pay off credit cards before other debts

5 reasons to pay off credit cards before other debts

December 10, 2019
Read More about 5 reasons to pay off credit cards before other debts
Read more about The best reasons for changing your credit card due date

The best reasons for changing your credit card due date

November 14, 2019
Read More about The best reasons for changing your credit card due date
Read more about What is installment credit and how can it help my finances?

What is installment credit and how can it help my finances?

November 12, 2019
Read More about What is installment credit and how can it help my finances?
Read more about Master your credit card grace period and avoid paying interest

Master your credit card grace period and avoid paying interest

November 7, 2019
Read More about Master your credit card grace period and avoid paying interest
Read more about Rely on a variable income? Here’s how to chip away at debt

Rely on a variable income? Here’s how to chip away at debt

November 5, 2019
Read More about Rely on a variable income? Here’s how to chip away at debt
Read more about Rainy day fund vs. emergency fund: What’s the difference?

Rainy day fund vs. emergency fund: What’s the difference?

October 31, 2019
Read More about Rainy day fund vs. emergency fund: What’s the difference?
Read more about Yes, you can negotiate your credit card APR

Yes, you can negotiate your credit card APR

October 29, 2019
Read More about Yes, you can negotiate your credit card APR
Read more about Planning and preparation: 3 keys to smart holiday spending

Planning and preparation: 3 keys to smart holiday spending

October 18, 2019
Read More about Planning and preparation: 3 keys to smart holiday spending
Read more about Does it make sense to close your credit card?

Does it make sense to close your credit card?

October 16, 2019
Read More about Does it make sense to close your credit card?
Read more about What is a secured credit card?

What is a secured credit card?

October 8, 2019
Read More about What is a secured credit card?
Read more about What happens if you default on your credit card?

What happens if you default on your credit card?

September 10, 2019
Read More about What happens if you default on your credit card?
Read more about Credit card anxiety is the new norm (but it doesn’t have to be)

Credit card anxiety is the new norm (but it doesn’t have to be)

September 2, 2019
Read More about Credit card anxiety is the new norm (but it doesn’t have to be)
Read more about How many credit cards should you have in your wallet?

How many credit cards should you have in your wallet?

August 28, 2019
Read More about How many credit cards should you have in your wallet?
Read more about What is a credit card? 

What is a credit card? 

August 23, 2019
Read More about What is a credit card? 
Read more about How do credit cards work?

How do credit cards work?

August 16, 2019
Read More about How do credit cards work?
Read more about 10 things that can hurt your credit score

10 things that can hurt your credit score

August 12, 2019
Read More about 10 things that can hurt your credit score
Read more about Equifax data breach: You may be eligible to claim $125

Equifax data breach: You may be eligible to claim $125

July 26, 2019
Read More about Equifax data breach: You may be eligible to claim $125
Read more about Financial advice for my younger self about credit cards

Financial advice for my younger self about credit cards

June 26, 2019
Read More about Financial advice for my younger self about credit cards
Read more about Should I make the minimum payment on my credit card?

Should I make the minimum payment on my credit card?

May 22, 2019
Read More about Should I make the minimum payment on my credit card?
Read more about How to build credit (even if you don’t have a credit card)

How to build credit (even if you don’t have a credit card)

March 12, 2019
Read More about How to build credit (even if you don’t have a credit card)
Read more about Buyer beware: The pitfalls of a store credit card

Buyer beware: The pitfalls of a store credit card

March 7, 2019
Read More about Buyer beware: The pitfalls of a store credit card
Read more about 10 common credit card fees (and how to avoid them)

10 common credit card fees (and how to avoid them)

February 11, 2019
Read More about 10 common credit card fees (and how to avoid them)
Read more about What really happens when you make a late credit card payment

What really happens when you make a late credit card payment

January 14, 2019
Read More about What really happens when you make a late credit card payment
Read more about How long will it actually take to pay off your credit cards?

How long will it actually take to pay off your credit cards?

December 17, 2018
Read More about How long will it actually take to pay off your credit cards?
Read more about Personal loan vs. line of credit: What’s the difference?

Personal loan vs. line of credit: What’s the difference?

December 14, 2018
Read More about Personal loan vs. line of credit: What’s the difference?
Read more about What is APR and how does it affect credit card debt?

What is APR and how does it affect credit card debt?

December 4, 2018
Read More about What is APR and how does it affect credit card debt?
Read more about Is my credit card’s promotional rate too good to be true?

Is my credit card’s promotional rate too good to be true?

November 13, 2018
Read More about Is my credit card’s promotional rate too good to be true?
Read more about Six signs your credit card debt is out of control — and how to fix it

Six signs your credit card debt is out of control — and how to fix it

October 24, 2018
Read More about Six signs your credit card debt is out of control — and how to fix it
Read more about How to fix a credit report error (and help your credit score)

How to fix a credit report error (and help your credit score)

October 18, 2018
Read More about How to fix a credit report error (and help your credit score)
Read more about Hard vs. soft credit check: Which hurts my credit score?

Hard vs. soft credit check: Which hurts my credit score?

October 8, 2018
Read More about Hard vs. soft credit check: Which hurts my credit score?
Read more about Average FICO credit score reaches all-time high

Average FICO credit score reaches all-time high

September 25, 2018
Read More about Average FICO credit score reaches all-time high
Read more about Debt avalanche: A decisive method to pay off credit cards

Debt avalanche: A decisive method to pay off credit cards

September 7, 2018
Read More about Debt avalanche: A decisive method to pay off credit cards
Read more about To charge or not to charge: Credit utilization is the question

To charge or not to charge: Credit utilization is the question

August 30, 2018
Read More about To charge or not to charge: Credit utilization is the question
Read more about Boost your credit score: 3 productive tips to put you in prime position

Boost your credit score: 3 productive tips to put you in prime position

August 24, 2018
Read More about Boost your credit score: 3 productive tips to put you in prime position
Read more about Sales tax holidays come with a few surprises

Sales tax holidays come with a few surprises

August 2, 2018
Read More about Sales tax holidays come with a few surprises
Read more about Revolving credit is simpler than you think

Revolving credit is simpler than you think

August 1, 2018
Read More about Revolving credit is simpler than you think
Read more about 143 million credit profiles stolen — now what?

143 million credit profiles stolen — now what?

September 18, 2017
Read More about 143 million credit profiles stolen — now what?
Read more about Get the most out of your credit card for back to school shopping

Get the most out of your credit card for back to school shopping

August 3, 2017
Read More about Get the most out of your credit card for back to school shopping
Read more about 5 mistakes to avoid with balance transfer cards

5 mistakes to avoid with balance transfer cards

July 19, 2017
Read More about 5 mistakes to avoid with balance transfer cards
Read more about The Transfer Trap: Tally study explores credit card debt refinancing

The Transfer Trap: Tally study explores credit card debt refinancing

June 21, 2017
Read More about The Transfer Trap: Tally study explores credit card debt refinancing
Read more about Yes, it’s safe to check your own credit score

Yes, it’s safe to check your own credit score

June 19, 2017
Read More about Yes, it’s safe to check your own credit score
Read more about Carrying a balance on your credit cards won’t help your credit score

Carrying a balance on your credit cards won’t help your credit score

June 12, 2017
Read More about Carrying a balance on your credit cards won’t help your credit score
Read more about Breaking the stigma of credit card debt in America

Breaking the stigma of credit card debt in America

June 6, 2017
Read More about Breaking the stigma of credit card debt in America
Read more about Credit score unpacked: Important factors for your financial health

Credit score unpacked: Important factors for your financial health

May 30, 2017
Read More about Credit score unpacked: Important factors for your financial health
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