Skip to Content

How Tally Works

Debt Tools

Debt Calculator

Interest Calculator

Manage All Your Cards for Free

Track due dates, manage payments, and fast track your progress from debt with Tally.

Join the waitlist to access Tally's free Debt Tracker.

Email Address

By submitting your email, you accept Tally's Terms & Conditions, Privacy Policy, and Privacy Disclosure.

Begin Main Content

Features

Credit Card Manager

Balance Transfer

Late Fee Protection

Save Money on Interest

Resources

Bank Credit Cards

Store Credit Cards

Company

Terms & Conditions

Follow Us

© 2024 Tally Technologies, Inc.

Tally Technologies, Inc. (NMLS # 1492782 NMLS Consumer Access, [See Licenses]). Lines of credit issued by Cross River Bank, Member FDIC, or Tally Technologies, Inc. ("Tally"), as noted in your line of credit agreement. Lines of credit not available in all states.

Loans made by Tally pursuant to California FLL license or other state laws.

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL Customer Service, P.O. Box 411165, San Francisco, CA 94141, Support@meettally.com, (866) 508-2559

New Mexico Only: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.

To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website https://www.rld.nm.gov/financial-institutions/.

*To get the benefits of a Tally line of credit, you must qualify for and accept a Tally line of credit. Based on your credit history, the APR (which is the same as your interest rate) will be between 7.9% - 29.99% per year and credit lines will be between $2,000 - $20,000. The APR will vary with the market based in the Prime Rate.

Privacy Policy — Terms & Conditions — Accessibility

¹ Get out of credit card debt faster - Average Tally member line of credit APR (20.49%) and credit card APR's (25.99%) calculated in September 2023 for member accounts active during October 1, 2022 - May 1, 2023. With a lower APR, your payments can reduce the loan balance faster.

² Can save up to $4,300 in 7 years - We calculated the interest savings in November 2023, based on Tally’s records for borrowers who enrolled in a Tally line of credit from October, 2022 through May, 2023. We compared how much interest the member would pay with and without a Tally line of credit until their balances on credit cards added to Tally were fully repaid. We excluded delinquent members, members who did not use Tally, and credit cards with APRs lower than the Tally APR (since Tally wouldn’t pay those cards, except for late fee protection). For each borrower we used: (a) consistent monthly payments of 3% of their credit card balance(s); and (b) monthly credit card transactions of 0.7% of their credit card balance(s). We assumed a fully utilized credit line (or up to the credit card debt if lower) and no Prime Rate or other APR changes. Actual pay-off rates will vary based on factors such as each user’s credit card APRs, Prime Rate changes, the total payments made, line of credit amount utilized, and additional credit card charges.

³ Individual Savings Claims – We calculated each customer's interest savings based on payments Tally made on their behalf to their credit cards with a higher APR than their Tally line of credit. We compared the total daily interest that would have accrued with and without Tally based on the difference between their credit card APR and the APR for their Tally line of credit. We excluded payments made to cover minimum payments to cards with a lower APR than Tally or to cards that were in a grace period at the time of payment.

⁴ Late Fee Protection – With a Tally line of credit, late fee protection is available on linked credit cards for users who are current on their account, in good standing, and have provided accurate credit card and bank account information.