We’re a lot more than a credit card payoff app. Learn how a Tally credit line (aka Tally+) can help you get out of debt much faster.
Don't worry, checking won't hurt your credit score
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Sign up, add your cards, and if eligible, Tally will offer you a custom, low-interest line of credit — designed to get you out of credit card debt faster1. Most users have at least a 660 FICO score.
Don’t worry, checking won’t hurt your credit score.
1.See how much you could save
Once you accept, Tally will use your line of credit to pay off your high-interest credit cards. This means you’ll start saving money on interest — right away!
We safeguard your information with 256-bit encryption.
2.Let Tally pay off all your cards
Feel free to keep using all your cards — Tally can handle your payments. Yup, that’s it! No more stressing over different APRs, due dates, balances, and late fees.
Use your credit line again and again. As you pay Tally back, you’ll free up more space on your credit line.
3.You pay Tally back in one simple, monthly bill
No problem. Tally has a path for everyone. Tally can still help without a line of credit.
Manage all your cards in one place
Get a personalized payoff strategy
Set your payments on autopilot
Get out of debt up to 2x faster1.
Our Lowest Rates
Our lowest-rate credit line + smart credit card manager, all in one easy app.
Not out-of-pocket, paid annually from credit line6, qualifications apply
We never store your banking usernames or passwords, and we never sell your data. Your information is kept safe with 256-bit encryption.
The safety of your data is a top priority, which is why we securely transmit information using 256-bit encryption. We never store your banking usernames or passwords, and we do not sell any of your data.
Tally offers a lower-interest, revolving credit line that’s especially for paying down your credit cards. Tally does the hard work for you and automates payments to your cards when we detect that we can save you money on interest or protect you from late fees. As you repay Tally, we can reuse your open availability to continue to pay down your cards again. Unlike a credit card, Tally is optimized to save you money on interest and late fees. And unlike a personal loan, Tally lets you use the credit line again and again, without having to reapply.
You can actually use your credit line as many times as you need. Unlike a personal loan or term loan, your credit line can be used again and again, as long as there's room. You don't need to reapply to get access. Some members pay off their credit line and choose to keep their Tally account open to have the option of a low-interest credit line if they need it in the future.
When you link your cards with Tally, we monitor your balances, APRs and due dates for you. We make sure you never miss a payment, and we’ll calculate the smartest way to save you on interest across all your cards.
We created Tally+ Express to help members get access to a larger credit line and a discount program that effectively lowers your APR. This maximizes your interest savings capacity. Once you’re a member, you’ll always be able to see your effective APR after our discounts, right on your 'Accounts' tab.