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Are you overpaying on your credit cards?

Use our Debt Calculator to find out!

Tally's Debt Calculator is the easiest way to discover how much you could save on your current credit card balances with a Tally line of credit. Unlock your financial future in just 90 seconds!

Question 1 of 3

My credit score is

Question 2 of 3

My credit card has a balance 
of $  at  % APR

Question 3 of 3

Last month, I collectively paid 
$ toward these cards.

You need to pay more than $0 to pay down your debt.

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We were unable to find savings with the credit cards you added.

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Calculated savings and payoff timing are only estimates, based on the information you entered.
How we calculate these estimates


I really really love it... I paid off my credit cards and save tun of money due to the low interest rate tally offer. I def recommend.

We believe everyone deserves to be debt-free.

Even if you’re not eligible for a line of credit right now, we have a path for everyone. Anyone can use Tally, regardless of credit score.

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Tally is a credit card payoff app that helps you get debt-free for good. You can use Tally with or without our credit line.

Tally’s low-interest credit line has helped thousands of people consolidate credit card payments into one single bill and save millions on interest and late fees along the way.

Tally can help you save money immediately on your high-interest credit cards and get you out of debt faster. If you qualify, we give you a credit line with a low interest rate and use it to pay off your cards. We manage all your credit cards for you. All you have to do is make one easy payment to Tally every month.

You must be 18 years old and live in a state where Tally is available. You must also have a FICO Score of 580 or higher to use Tally. We perform a soft credit check when you sign up for Tally, which means you can apply without hurting your credit score.