The Home Depot Consumer Credit Card is one of many store cards supported by Tally. We believe in separating the burden of credit cards from the benefits. Tally lets you use the Home Depot Consumer Credit Card without worrying about high interest rates or late fees.
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The Home Depot Consumer Credit Card can only be used on purchases at Home Depot. The card is issued by Citibank and offers different financing options. If you plan on making a large purchase, this card provides financing options based on the price of the purchase. The card has limited rewards available for users who pay their balance in full each month.
After being approved for a Home Depot Consumer Credit Card, you get up to 24 months of financing, depending on the price of your purchase. If you’re a frequent shopper, this card offers some flexibility when paying off expensive items. The card is effective on purchases that pay for themselves over time (like tools for a contracting business) because the interest can be significant if you don’t paying off your balance.
The length of your financing period depends on the size of your purchase. You get 24 months of financing for purchases of $5,000 or more; 12 months for purchases of $1,000-$5,000; and 6 months for $299-$999. You also get up to a year to return a product. Plus, Home Depot regularly runs promotions to encourage you to finance purchases with the card.
If your card balance is not paid off by the end of the financing period, interest is accessed from the purchase date. The card APR is between 17.99% and 26.99% depending on creditworthiness, and there is no annual fee.
Tally is the fastest and easiest way to eliminate credit card debt.
We give you a Tally line of credit at a lower APR, so you can pay off your balances faster, and we make sure all of the cards you register with Tally are paid on time and in the way that saves you the most money.
The Home Depot Project Loan Card is for people planning an expensive project who want to finance some of the costs. Learn more about this card here.
Apply for the Home Depot Consumer Credit Card at homedepot.com.
The Home Depot Consumer Credit Card can only be used at Home Depot.
Contact Home Depot Credit Services at (800) 677-0232.
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