Sears Card

Sears Card is one of many store cards supported by Tally. We believe in separating the burden of credit cards from the benefits. With Tally, you can keep using your Sears Card without worrying about high interest rates or late fees.

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How it Works

Benefits & Rewards

Costs & Fees

Payments & Bills

How Tally Can Help You

Other Store Cards

Frequently Asked Questions

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About the card

The Sears Card can be used at Sears, Kmart or on their corresponding websites. It unlocks monthly offers for cardholders, who can then redeem them in the store or online. After you are accepted, you’ll receive invitations to shopping events and also get access to coupons that aren’t available to the general public. Having the card can also potentially allow for additional financing options on high-ticket items like appliances or electronics, if you qualify.

How the Sears Card works

After your application for a Sears Card is accepted, you will begin earning points for every purchase. Remember, this card can only be used at Sears and Kmart — which are becoming fewer as the company struggles to maintain revenue figures in the 21st century. This card can be useful if you shop frequently at those stores or if you plan on financing a large purchase as it unlocks special rates.

Benefits and rewards

There aren’t many benefits or rewards that come with adding a Sears Card to your arsenal. Basically, you’ll get special financing opportunities on certain product categories and savings on products that aren’t available to the general public, either through cardholder-only events or special offers that are sent out. You would need to shop at Sears or Kmart all the time to justify using this card, considering its high APR. Beware, if you don’t pay off the balance of the special financing, you will be charged deferred interest.

With Tally you will only have one bill to pay

Costs and fees

Just like its benefits, there are few costs and fees associated with the Sears Card. There is no annual fee, but it does come with a high APR, about 27.24%. There’s also a significant risk when you take on special financing, which promotes a special rate but has deferred interest charges if you don’t pay off the balance before the end of the promotional period.

Pay my Sears Card bill

You can pay your Sears Card online through the Citibank portal. You can also manage your account and track your purchases there. Additionally, you can make payments by mail or over the phone. Finally, if you add your Sears Card to your Tally portfolio, you’ll never have to worry about managing payments again.

How Tally can help

Tally is the fastest and easiest way to eliminate credit card debt.

The Sears Card offers great savings and benefits, but the high 27.24% APR can wipe out your discounts if you don’t pay your balance in full every month. We give you a Tally line of credit at a lower APR, so you can pay off your balances faster, and we make sure all of the cards you register with Tally are paid on time and in the way that saves you the most money.

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