Sears Card is one of many store cards supported by Tally. We believe in separating the burden of credit cards from the benefits. With Tally, you can keep using your Sears Card without worrying about high interest rates or late fees.
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About the card
The Sears Card can be used at Sears, Kmart or on their corresponding websites. It unlocks monthly offers for cardholders, who can then redeem them in the store or online. After you are accepted, you’ll receive invitations to shopping events and also get access to coupons that aren’t available to the general public. Having the card can also potentially allow for additional financing options on high-ticket items like appliances or electronics, if you qualify.
How the Sears Card works
After your application for a Sears Card is accepted, you will begin earning points for every purchase. Remember, this card can only be used at Sears and Kmart — which are becoming fewer as the company struggles to maintain revenue figures in the 21st century. This card can be useful if you shop frequently at those stores or if you plan on financing a large purchase as it unlocks special rates.
Benefits and rewards
There aren’t many benefits or rewards that come with adding a Sears Card to your arsenal. Basically, you’ll get special financing opportunities on certain product categories and savings on products that aren’t available to the general public, either through cardholder-only events or special offers that are sent out. You would need to shop at Sears or Kmart all the time to justify using this card, considering its high APR. Beware, if you don’t pay off the balance of the special financing, you will be charged deferred interest.
Costs and fees
Just like its benefits, there are few costs and fees associated with the Sears Card. There is no annual fee, but it does come with a high APR, about 27.24%. There’s also a significant risk when you take on special financing, which promotes a special rate but has deferred interest charges if you don’t pay off the balance before the end of the promotional period.
Pay my Sears Card bill
You can pay your Sears Card online through the Citibank portal. You can also manage your account and track your purchases there. Additionally, you can make payments by mail or over the phone. Finally, if you add your Sears Card to your Tally portfolio, you’ll never have to worry about managing payments again.
How Tally can help
Tally is the fastest and easiest way to eliminate credit card debt.
Frequently Asked Questions
Where can I use the Sears Card?
You can use your Sears Card exclusively at Sears, Kmart or their corresponding websites.
Looking for information about the Sears MasterCard?
The Sears MasterCard is a useful card for people who frequently shop online. Learn more about this card here.
Easily manage your Sears Card with Tally
Tally is the fastest way to debt-free, making it easier to save money, manage credit cards and pay down balances faster.
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