Skip to Content

TJX Rewards Credit Card

TJX Rewards Credit Card is one of many store cards supported by Tally. We believe in separating the burden of credit cards from the benefits. With Tally, you can keep using TJX Rewards Credit Card without worrying about high interest rates or late fees.

Begin Main Content

About the card

The TJX Rewards Credit Card is designed for frequent shoppers of TJ Maxx and its affiliated brands like Marshalls, HomeGoods and Sierra Trading Post. Users receive significant points (5x) for each dollar spent at those stores. Due to the limited nature of the card, though, it should only be considered if you shop regularly at those companies. Like most other store-loyalty credit cards, it comes with a significant APR, and no annual fee.

How the TJX Rewards Credit Card works

After being accepted for a TJX Rewards Credit Card, shoppers receive 5 points for each dollar spent at TJ Maxx, Marshalls, HomeGoods and Sierra Trading Post. When certain thresholds are met, rewards are paid out in certificates for customers to redeem. Cardholders receive a discount off their first in-store purchase after opening an account. Basically, it makes anyone who has a TJX Rewards Credit Card a VIP shopper for those stores. The drawbacks come in its limited scope and high APR.

TJX Reward Credit Card Managed by Tally.

Benefits and rewards

The TJX Rewards Credit Card offers new cardholders 10% off their first in-store transaction. While they use the card, they get 5 points for every dollar spent at accepted retailers. Once you reach 1,000 points, you will be issued a certificate worth $10 of in-store credit — breaking down to a 5% discount. You will also be invited to exclusive shopping events and will be tipped off when new inventory is available in the stores.

Get a personalized payoff strategy

Costs and fees

The APR for purchases made with a TJX Rewards Credit Card falls around 26.99%, which is relatively high. If you are going to use this card, it is important to not carry a balance over from month-to-month, or else you will be paying extra for goods bought from the accepted retailers.

Tally has a path for everyone. Tally can still help without a line of credit.

Pay my TJX Rewards Credit Card bill

You can manage your TJX Rewards Credit Card account onlinethrough their online portal, which is powered by Synchrony Bank. You can also reach them by phone at 1 (800) 952-6133. Additionally, you can add the card to your Tally profile and get some help in managing payments.

Set your payments on autopilot

How Tally can help

Tally is the fastest and easiest way to eliminate credit card debt.

The TJX Rewards Credit Card offers great savings and benefits, but the high 26.99% APR can wipe out your discounts if you don’t pay your balance in full every month. We give you a Tally line of credit at a lower APR, so you can pay off your balances faster, and we make sure all of the cards you register with Tally are paid on time and in the way that saves you the most money.

Start Saving Today!
Great news you are eligible for Tally

Learn More About These Store Cards

Walmart Credit Card

Sears MasterCard

Amazon Prime Rewards Visa Signature Card

Home Depot Consumer Credit Card

Walmart Credit Card

Sears MasterCard

Amazon Prime Rewards Visa Signature Card

Home Depot Consumer Credit Card

Walmart Credit Card

Sears MasterCard

FAQs

You can apply for the TJX Rewards Credit Card online.

You can use the TJX Rewards Credit Card exclusively at TJ Maxx, Marshalls, HomeGoods and Sierra Trading Post.

You can reach TJ Maxx customer service online or by phone at 1 (800) 952-6133.

Easily manage your TJX Rewards Credit Card with Tally

Tally is the fastest way to debt-free, making it easier to save money, manage credit cards and pay down balances faster.

Download Tally today for free!

Start Saving Today!