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The debt-fighting
app that saves
members millions

Tally’s smart, custom features make it easy to stay on track and automatically find more ways to save on interest.

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Don't worry, checking won't hurt your credit score

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Tally on Apple App Store



Tally on Google Play Store

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Tame your
credit cards

Credit card debt can be notoriously difficult to conquer. Tally’s app is designed to help every step along the way.

Get meaningful
savings on interest

Quickly see if you’re approved for a Tally credit line. A lower APR with Tally can add up to serious savings.

Automate your
custom payoff plan

Worried about which card to pay when, and how much? Tally’s got it covered. Tally gives you a custom payoff plan and manages your payments for you, right in the app.

Track payments

Tally’s activity monitor keeps your card payments easy and organized. Check in on your Tally credit line and credit card payments anytime.

Ready to take a closer look?

An app that helps real people
really pay off debt


When you register your cards with Tally, we monitor your balances, APRs and due dates for you. We make sure you never miss a payment, and we’ll calculate the smartest way to save you on interest across all your cards.

With a Tally line of credit, if you have a promotional rate on one of your credit cards, Tally will only make the minimum payment until the rate expires. You can track and update cards on promotional APRs by using the “Promo Tracker” option listed under each card.

If you forgot to tell us your card is on a promo and see that we plan on making a payment to this card, please contact us before 5 p.m. Pacific Standard Time of the same day at (866) 50-TALLY or

Tally offers a revolving line of credit. As you pay Tally back and clear up enough of your Tally credit line, our algorithm determines what the optimal amount is to pay on all your cards to help save you the most on interest and fees. Our goal at Tally is to let you sit back while Tally makes the hard decisions.

You can still add your cards to the Tally app and you’ll have the benefit of easy, consolidated credit card management. With a Tally line of credit, you’re also automatically enrolled in Tally’s Late Fee Protection, where you can enjoy the freedom from having to worry about late fees.

More FAQs here