How does Tally know how much to pay?
When you register your cards with Tally, we monitor your balances, APRs and due dates for you. We make sure you never miss a payment, and we’ll calculate the smartest way to save you on interest across all your cards.
What if I have a promotional rate on my card?
With a Tally line of credit, if you have a promotional rate on one of your credit cards, Tally will only make the minimum payment until the rate expires. You can track and update cards on promotional APRs by using the “Promo Tracker” option listed under each card.
If you forgot to tell us your card is on a promo and see that we plan on making a payment to this card, please contact us before 5 p.m. Pacific Standard Time of the same day at (866) 50-TALLY or email@example.com.
What if my Tally line of credit doesn’t cover all my card balances?
Tally offers a revolving line of credit. As you pay Tally back and clear up enough of your Tally credit line, our algorithm determines what the optimal amount is to pay on all your cards to help save you the most on interest and fees. Our goal at Tally is to let you sit back while Tally makes the hard decisions.
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Why do I need Tally if I pay off my cards in full each month?
You can still add your cards to the Tally app and you’ll have the benefit of easy, consolidated credit card management. With a Tally line of credit, you’re also automatically enrolled in Tally’s Late Fee Protection, where you can enjoy the freedom from having to worry about late fees.