Debt Manager

Personalized plans
based on your needs

Tally Advisor analyzes your spending habits and provides payment recommendations on how to get out of debt faster.

What’s Tally Advisor?

Tally Advisor is like a robo-advisor for credit card debt. Based on your spending every month, you get a customized plan for how to pay off your cards.

debt manager youtube video

See Tally Advisor in action

debt manager app

Adapted to your behavior

Tally Advisor suggests how much to pay every month to help you become debt-free. Your payment recommendation is based on your spending and the details of your credit card.

Set your debt-free goal

With Tally Advisor, you can set goals and track your progress. Increase your monthly credit card payments and see how much faster you can reach your debt-free goal.
tally debt manager

Support along the way

Tally Advisor thrives on your active participation. Once you set your goals, we stick by your side to encourage and celebrate your achievements until you pay off all your credit cards.

What people are saying about Tally

4.3
114 Reviews
Alex Vanegas
★★★★★
Love this app! Makes your payments for bills for you on time when you forget!!!
Isabel Garcia
★★★★
Easy sign up and convenient. Only problem is that I cant connect my Capital One and I I'm not the only one with this ongoing issue.
Cassandra Ridley
★★★★★
This is easy, way to get rid, of my old debts, and the new.
Jessica Studdert
★★★★★
Excellent app to manage credit card debt
Marlete Grehan
★★★★★
Gosto muito bom
TERRY KNOX
★★★★★
Easy to use.
Creditprinze
★★★★
Tallys mission is great, would love to see other cards get accepted as well.
Marc Campagnola
★★★★★
Great option to begin your path to debt free.
William Rodriguez
★★★★★
It was just what I was looking for. Great app. I had maxed out my credit on Amazon, I was worried about how to pay it down and the interest was also adding to the debt. I downloaded Tally, a bit in disbelief about what they offer, I registered and right after I put my Amazon credit card, and my interest rate. Tally offered a way smaller interest rate and after my approval they completely paid off my balance and now I'm on my way to paying off my debt.
Leonardo Popoca-Marquina
★★★★
At first they didn't accept me into the program and I do not know why. After another try a year later. They accepted me into the program. It was good to consolidate my debt with them. I am going to pay off my debt as soon as possible and use them as a way to have all my bills in one place which I think is the real golden feature of the app. The customer service was fast and friendly to respond. They have some problems connecting with capital one but who doesn't?
Alex D.
★★★★★
The app has provided a great service and relieved a fair amount of stress.
Amelia France
★★★★★
It does what it claims to do, and it helps prevents you from missing any payments. I would like to see more charts with expected goals. I also wish there was a desktop dashboard available.
Jim Pope
★★★★★
Yeah
Maria Yepez
★★★★★
I love it is easy to use and if you have questions they help you 😊. Interes rate is not bad. Trust me you will be paying more on to the credit company.
Rick Leiva
★★★★★
Tally app saved me from paying the credit card company for the rest of my life ! Thank you !
Dhani T
★★★★★
Great opportunity to lower high interest cards.
Faizul Hassan
★★★★★
Excellent..
adventureswithjle
★★★★★
I honestly don’t know how I would be able to handle my finances if Tally didn’t help me out. I started with them since the very beginning and always had difficulty paying off my cards but Tally is amazing by helping pay off those cards and I only have to do the min for my cards and pay Tally instead. This boost my credit score from 580 to now 760!! I truly am so grateful to have the help of Tally and they also reply back so quickly if I have any questions. Absolutely recommend it for those who are struggling with their credit score and paying off cards! Thank you Tally 👌
Christina Macario
★★★★★
They are such a great help. 😊
Dan Gmiter
★★★★★
So far so good, I can't make the suggested payment at this time. Although I'm making more than the minimum, and it's working I'm saving
soloseraphim Heartsong
★★★★★
This app/company paid off my almost 10k AMEX bill. It's saved me a lot of money and it didn't add a hard inquiry to my credit report. They are still working through some issues with accessing 3rd party information for credit cards (there's a system error with Capital One). They may need to add some type of "manual" balance transfer option. I would recommend it to anyone.
Jorge Oviedo
★★★★★
Great service
TunaCat9
★★★★★
Tally is a great app! It’s user friendly, easy to navigate, and best of all helping me become debt free. What more can you ask for? 5/5.
Karl P.
★★★★★
This is helping me manage my credit card debt. Tbh its really good. I dont have to worry about missing payments anymore.
Maria Isabel De la Llata Torres
★★★★★
Great
Zachery Langdon
★★★★★
It was very easy to set up and have all my cards in one place.
Paul Spagnola
★★★★★
A Great Way To Get Your Credit Score Going in The Right Direction!
william hartnett
★★★★★
It has helped and easy to use.
AliciaG g
★★★★
Good app. It's tricky to add ccs at first and it affects your rate of how much much money you would get from the loan.
Luis Hernandez
★★★★★
Tally has really great customer service they have fast response and have helped through hard times they will work you. Thanks to the Tally team for being very helpful and understanding
Shamiya Brown
★★★★★
I've had a great experience
Anita Martin
★★★★★
I've had the app, a few weeks now. It's pretty simple to navigate through, add credit cards, make payment and track balances. I only have one card which is currently not on Tally's list, but was told they are continually adding creditors by a customer service representative while asking many questions. So far so good, and the customer service has been very quick to respond.
Kev IsDaName
★★★★★
Very helpful
Chris Nolan
★★★★★
Great way to Pay down debt
Mrs Lyds
★★★★
As an idea Tally is great! If u have a good credit score,660+, u qualify. They did a soft check that doesn’t show up on my credit report and got approved for 3k 16% apr. love the idea that I can transfer the balance of my first ever credit card with apr 28% to tally. It helps me pay down my balance saving money. The big deal about this app though is that ur tally balance doesn’t show up on ur credit report so since I paid off my credit card my credit score improved! U just need to stay away from using ur card again because then u really didn’t help urself, u just dig a hole! Also, customer service is awesome. They get back to me super fast, always giving me answers. My only “problem” would be the app. They need to upgrade it and have more functionality! It’s very limited on the options u have, for example, to add a specific bank as ur checking account u need to call them. U can’t do it through the app. Or if u pay a card it takes about 1-2 days to update the balance. That’s something that they could work on. But as an idea, tally is awesome! I'm using Tally to tackle credit card debt. That’s my referral JCLFl6Hc14
lamin jabbi
★★★★
Good so far.
Nathan Bailey
★★★★
Useful! But would enjoy a reminder feature be added in the future!
Dash221b
★★★★★
Tally is such a simple and brilliant idea. Tally sit in the middle between you and your credit companies and take a portion of the the interest the you supposed to pay to the credit card companies. Okay this is how it works. At first Tally pays all your credit debt. To credit company you don’t have balance. so no interest is charge to you account by credit company. Now Tally steps in, instead of charging whole interest that was previously charged by your credit card company, they charge you a portion of interest that was previously charged by your credit card company. The amount you pay goes to Tally. This way tally can make a lot of money if everyone joins Tally. This, if done right, good for both Tally and customer
Victor Irizarry
★★★★★
Just started using this service and pretty happy with the results. Credit Card debt was consolidated lowering the monthly payment and decreasing the interests from the credit cards.
Carolyn Cummings
★★★★★
So, is Capital One doing business. Would like to add my card.
Jessica Charles
★★★★★
It seemed too good to be true, but it's real.
BBG RH500
★★★★
So far so good!!
Catherine Herrera
★★★★★
I love that I am able to do everything online and if I need it, help is just an email away!
Pierre Fitzenberger
★★★★★
Very helpful to get out of depths
Mea Arsenault
★★★★★
Recommending to everyone! You won't regret it!
Carleo Mohammed
★★★★★
I saw this app on a banner when searching for financial services info to get options for paying off this past Christmas holiday season of shopping and it is very helpful with great options to get out out of debt quickly and just right with very low APR for credit that is paid on the customer behalf and lowering your balances fast. Nice App
Anton Johnson
★★★★★
This app is awesome..only missing auto schedule payments
marx.toro
★★★★★
I found Taly on an Instagram ad, didn’t think much about it till I read some reviews. The idea sounds great: you get a credit line and they manage your CC payments, you then pay Tally. Great! In my case, Tally approved me 15k credit line at 15.9% APR and I have CC balance of 20k at 24.25%. Right away, Tally sent payments to my CC (full to the higher interest one and the rest to the other card). The payment took 1 day to send and 2 days to post (a day slower than me doing directly so not really an issue for me). What Tally did for me is not only save me $100 per month on interest while I am paying off my debt, but also pays my CC and I pay Tally what I owe them or what I can (Tally asks for a payment minimum of all minimum payments they pay for you plus 1% of what you owe them so you pay a little back to them) which to me is a great deal. If you have more than 1 cc guys, Tally is for you. It made my life easier and saved me money. And the app is so easy to easy and clean looking.
Joe Herndon
★★★★★
Simple to use, gives the user the ability to link multiple cards. Makes it less stressful to make payments as once you link your cards you can just make one payment.
Dan Mantilla
★★★★★
I was skeptical at first but I'm glad I installed the app, best decision! I could not have asked for a better outcome. I look forward to knocking out my debt.
Anna Purnell
★★★★★
Tally has been so helpful!!! I feel back in control of my financial life.
Jose Alejandro Villegas Pereira
★★★★★
Great
Amber Gonzalez
★★★★★
Received an invite in the mail for this app with a pre-approval code. Was not sure what it was but it offered a debt solution so why not. It paid off one of my higher interest cards and makes monthly payments on another. It doesn't affect your credit so that a +++ for me. Credit score went up 20 points in less than a month. & it sends you reminders....Would highly recommend!
Ramon AP
★★★★★
Making my life easier 😌
Destin Smith
★★★★★
Love the Reminders!!
M Cent
★★★★★
Exceptional experience!!!😉
Maikweyana Tapia
★★★★★
Easy to use. Easy to track. Great option to pay down debt.
Yvette Pennetta
★★★★★
Superb customer service, Trully there to help you anytime you need it. So glad I found them it was so easy and fast to setup my payment for my credit cards. I do wish though that they took care credit cards but that's okay we took care of my Chase and Capital One. Thank you tally
Tabaya Kelly
★★★★★
Its great
mjnoir1
★★★★★
It helps when ur balance is very high.
Jill Richards
★★★★★
So helpful
mike Junior my niece
★★★★★
Tally to the Rescue, thank you.
Brenda Leyva
★★★★★
Absolutely love Tally. It helps me pay off my credit cards. Makes it easy to do do and has provided me with a lower interest rate. It sucks having debt, but this app makes it so much more comfortable to pay it off. Thanks Tally.
alberto salinas
★★★★★
Hard to use and buggy but it is a smart idea
cham min
★★★★★
Really helpful
Sydney Ealy
★★★★★
I'm absolutely in love with this app. I was so apprehensive about it at first but I'm glad I decided to go for it :) My credit score has gone up dramatically. I couldn't be happier!!
Casey Palcic
★★★★★
I've only been using Tally a short time, but so far I really like it. It is saving me money and helping pay off debt faster!
Reynaldo Cardoza
★★★★★
I'm taking this moment to rate this tally app and so far it's working beautiful on my side saving me money and stress free from all the interest I was paying to my credit cards , looking at my years end interest payment on my cards I did pay $1,700.00 on interest alone Tally is great I got a $6,000.00 loan from Tally and now they're taking care of my payments that I still had I just pay tally and relax let tally work for me
Natan Grinfeld
★★★★★
Really great app and very nice support.
James Long-Jolley
★★★★★
Helping me recover from my credit challenges
dinnidoo
★★★★
Love the idea but I wish more local credit unions were offered (ex. Mountain America Credit Union). Also not sure if this is only on my end but half the time I can’t log into the app. The finger print doesn’t log me in and then I have to completely close the app to try to manually enter my passcode, which also doesn’t work half the time.
Patricio Manzur
★★★★★
You saved my life. I am so thankful about Tally. I have referred you to multiple people that are struggling right now. Thank you for being my financial guardian Angel. <3
Jasper Agood
★★★★★
Helped me with my debt!
Ner- timid
★★★★★
I only get paid 1 once Month
Duane Johnson
★★★★★
What a great App! I was a little wary at first but I am so happy I signed up for this AMAZING app!!
Patricia Bryant
★★★★★
Manages & secure's accounts, pay bills,payday loans and more Save money you will save time with Tally try it. it works
Gary Paredes
★★★★★
is it really free to get.
Mihail Stanciu
★★★★★
Very helpful...)
Nicholas Jones
★★★★★
It helped me lower my credit card payments.
Lynn Newman
★★★★★
It is a great tool and user friendly.
JW Brackett
★★★★★
So far so good. Easy to set up and make payments.
Tim Nocon
★★★★★
Easy to use if your credit up to par.
Kam Scott
★★★★★
Has been an excellent app so far . Tally has paid off a few of my higher interest rates card and I make one low monthly payment.
Lynn Eash
★★★★★
Love the fact that your interest rate is lower than the credit card rate. If your credit is decent, so is your payment!
Alia Chang
★★★★★
Tally gave me $10000+ line of credit given base on my credit score, helped paid off 3 of my credit cards instantly after 2-day processing which raised my credit score by 42 points! Tally's line of credit does not show up on credit report because of soft pull so even if you have a balance with Tally, it doesn't effect ur credit score. Instead, using Tally to pay off your credit balances will raise your score. CONS: Tally does not pay off store-offer credit cards.
Jay B.
★★★★★
Great app!
David Garcia
★★★★★
Love the app great service
Claudia Ruiz
★★★★★
Best app ever
Matthew Waters
★★★★★
Great app! It really does calculate the best plan for you. The interest rates were causing me to stay in the same spot every month and no matter how much I paid it didnt seem like my balance would go down. I was hesitant to try tally but I read the reviews and it is the best thing that could have happened to me! I am saving so much in the long run due to the lower interest rates!
Lance Rose
★★★★★
Good service for clearing up your debt and overall consolidation of your credit card accounts. Promotional cards aren't counted under Tally though.
Efrain Viera
★★★★★
Lowered interests on my payments which I feel is the most important thing when it comes to paying off debt quickly and efficiently. Worth a try
Devlin Powers
★★★★★
Very helpful when it comes to paying down my cards! And it helps keep track of all my balances. I love it
Josh Gamble
★★★★★
User friendly. Great people who are right by your side to help with any issues you encounter. I've loved to convenience of being able to see all my debt in one place!
Micah Villarreal
★★★★★
Tally gave exactly what they promised to give. An easy debt consolidation experience. Only thing I have to say could use some improvement is that the app is a bit confusing to navigate. I am not a technology expert so maybe I just need to learn to use it better. I have only used Tally for a month and I cannot figure out when my payment due date is. But I have it set to auto pay so I shouldn't be late.
Rodrigo Recabarren
★★★★★
Good experiences here.
Dave Douglas
★★★★★
They taken care of all my needs in a quick and timely fashion
Ellen Olson
★★★★★
My credit score shot up from good to excellent after tally paid off my debts. Great for saving tons on interest and getting credit back on track!
Jennifer Acevedo
★★★★
Easy to use. But having some issues adding another card.
Don O
★★★★★
So far it seems like a great deal. They pay your card down and then you pay them back at a lower interest rate..
Paddyboy82
★★★★★
It’s exactly what it says it is. Brilliant service!
Jaime Harman
★★★★★
I had my doubts and I wasnt very sure when I signed up but they have helped me gain control of my debt. I'm working towards paying down debt but Tally helps! There's not interest on their payments and I feel like I can breathe a bit again. I would recommend this app! The customer service is also really great!
Canou2665ufe0f
★★★★★
Perfect so far
Doris Morehead
★★★★★
Great credit booster!!
Ahmed El Ridi
★★★★
The experience was overall good but could be better to allow for better payment due date scheduling. Also to better give an option to set a date when you want to be dept free and calculating your monthly payment based on that
Mke K
★★★★★
Simple. Helpful.
Tyler Jackson
★★★★★
Extremely helpful and useful! Also works great with other planning apps that help use my new job to get after paying off my college credit cards I would take to the bars 👀😳
navyboy365
★★★★★
Let me start off by saying this Tally should only be used if you’ve racked up cards and carry a balance. I have been in credit card debt for awhile and even after doubling my income these cards have been a nightmare to pay down. My interest alone tops 1k every month. Tally has made paying the cards easier and is saving me tons just in interest. Not to mention once the credit line paid off a chunk it shot my credit score up so I can take advantage of better rates. It will be a long haul but after doing the math I’ll be debt free over 2 years sooner then what was going to be possible.
Cecilia Montoya
★★★★★
Terrific
Kristi Corcoran
★★★★★
Great so far!
Idcaboutthisgame
★★★★
After paying down my credit card, my score shot up!
Sdavis441
★★★★★
Can I use my credit card while paying tally.
Harry S, Sandwich, MA
★★★★★
Th
benjamineeeee
★★★★★
Thanks for helping

Get Out of Credit Card Debt Faster With Tally

Outsmart your credit card debt with Tally

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