Our Privacy Policy

Tally Technologies, Inc. Privacy Policy

v1.21

Effective Date: January 1, 2020

Thank you for your interest in Tally Technologies, Inc. (“Tally,” “we,” or “us”). Your privacy is very important to us. We welcome you to our Website at www.meettally.com as well as all related websites, downloadable software, mobile and tablet applications (the “Site”), and products and services provided by us and under Tally’s control (collectively, together with the Site, our “Service”).

As you use our Service, you may provide us with information about you, including information that can be used to identify you. This Privacy Policy explains how Tally may collect, use, and disclose information you provide us and other information we receive related to your use of the Service. Your use of the Service constitutes agreement to the terms in this policy.

By accessing or using the Service or the Site, you acknowledge that you have read, understood, and agree to the terms of this privacy policy (“Privacy Policy”). If you cannot agree to the Privacy Policy, then please do not use the Service.

Questions or comments about this Privacy Policy to the address below or to contact@meettally.com with “Privacy” in the subject line.

Tally Technologies, Inc.
Attn: Legal
P.O. Box 411165
San Francisco, CA 94141

What Information We Collect & Why

When we use “Personal Information” in this policy, we mean information that—alone or in combination with other information—could be used to readily identify, contact, or locate you, such as: name, address, email address, date of birth, home address, telephone number, Social Security number, and other information. We do not consider information to be Personal Information if it has been anonymized so that it does not allow a third party to easily identify a specific person.

We collect Personal Information from everyone who uses our Service. We collect this information at various stages of your experience with us. We collect basic information such as name and email address when you open an account, and we ask for more detailed information such as financial information as you seek a loan from us. When you choose to create an account, we may ask for your name, phone number, email address, home address, income, date of birth and Social Security number, depending on which part of the Service you wish to use. We may also collect, as noted below, cookies and other browsing information about you. We may also request financial information such as username and password for your bank account, account balance, transaction history, ACH authorization, or credit report in order to facilitate your use of the Service.

You can decline to provide additional Personal Information, but doing so may prevent you from engaging with and using certain parts of the Service.

How We Use Your Information

We use the collected Personal Information to help us verify your identity, communicate with you, prevent fraud, learn what parts of the Service you are qualified to use, if necessary, originate your loan, service your account, help you refer friends to our Service, and in other ways not prohibited by applicable law. We also use this information to provide you with relevant content, and more generally, to facilitate and improve the Service.

Tally may use your information, including Personal Information provided by you or from service providers to perform the Service including for the following activities:

Identity Verification and Security

  • Confirm that you are at least 18 years old (or older if you live in a state where the age of majority is older than 18).
  • Verify your identity and safeguard against potential fraud.
  • Protect data from unauthorized parties and comply with legal requirements

Servicing

  • Enable our service providers to implement automatic payments and fund transfers.
  • Communicate with you if there is a problem completing a transaction you requested or to discuss a problem with your account.
  • Implement collection activities as needed.
  • Maintain regular communications with you concerning transactions you initiate, such as requesting information or assistance, submitting a loan request, making payments, or transferring funds.

General Communications

  • With your consent, send you a text message or in-app notifications regarding certain aspects of our Service. You can revoke this consent at any time.

Referral Activities

  • Help you refer friends directly from within the app or website.
  • With your consent, refer you to third parties (e.g., other lenders) who may be able to help you.
  • With your consent, help you link your device phonebook to easily share Tally with your friends. You can revoke this consent at any time.

How We May Disclose Your Information

We may share your information, including Personal Information, for a number of reasons: with our service providers to facilitate our Service; with social networks, at your direction; to comply with legal obligations; to protect and defend our rights and property; and for any other reason with your permission. We may also share your Personal Information for the following reasons:

  • We work with a range of service providers who provide functionality to our Service. We may share information, within the limits of applicable law, with vendors and service providers to help us provide our Service. You acknowledge and agree that your data and information will be treated in accordance with our third-party data providers’ privacy policies such as https://plaid.com/legal/ and https://www.yodlee.com/legal/privacy-notice/. We may share information and also, with your permission, share your Personal Information with social networking websites and other website services.
  • From time to time, Tally may have to access, preserve, or disclose your Personal Information or other information in accord with applicable law. Tally will comply with law enforcement requests and legal process to protect the rights, property, or safety of you, of us, or of others.
  • We may share information if we believe it is necessary to detect, investigate, prevent, or take action against illegal activities or fraud.
  • If we are involved in a merger, acquisition, financing due diligence, reorganization, bankruptcy, receivership, sale of assets, or transition of service to another provider, your information or Personal Information may be sold or transferred as part of such a transaction as permitted by law and/or contract. We cannot control how such entities may use or disclose such information.
  • We may share your Personal Information as appropriate to carry out any other legitimate business purpose allowed by law.

By signing up for the Service, you consent to the disclosure to nonaffiliated third parties of nonpublic Personal Information pertaining to you. This consent is effective until you revoke it. You can revoke this consent at any time by emailing us at contact@meettally.com with “Privacy” in the subject line. You may want to review, download or print a copy of this consent for your records. You are entitled to do so at any time by visiting our website at www.meettally.com.

Third-Party Sites and Services

The Site may contain links to outside services and resources, the availability and content of which Tally does not control. We are not responsible for examining or evaluating, and we do not warrant the offering of these services and resources or the content of their web sites. Tally does not assume any responsibility or liability for the actions, products, and content of these and any other persons. Any concerns regarding any such services or resources should be directed to the service or resource.

When logging into a third party service (such as a social network) or a website different from our Service, please be aware that the privacy practices of those services may differ. Use of the information will be governed by their privacy policies, and you may be able to modify your privacy settings on their websites. We encourage you to read the privacy policy for each website you visit. We are not responsible for the privacy policies or practices of linked third party sites or services.

Our Site may also contain embedded applications, widgets, or social media plug-ins, such as Facebook, Twitter, and LinkedIn.

Cookies and Automatic Data Collection

As you use our Service, we and our service providers may collect browsing information about you, such as location, internet protocol (IP) address, browser type, referral source, and other information from server logs, cookies, or similar technology. We may obtain information from your mobile or tablet device, such as device type, location, IP, language setting, or browser type. In addition, when you contact our customer support team, we may collect information from you through those communications. Most browsers allow you to block and delete cookies. However, if you do that, the Service may not work properly.

Analytics Services

We may allow third parties to collect information about the users of our Site. Such third parties may collect Personal Information about your online activities over time and across different websites when you use our Site. We do not control these third parties, who may engage in practices that differ from those described in this Privacy Policy.

For example, the Site uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics may set cookies on your browser or mobile device or read cookies that are already there to collect information. Google Analytics may also receive information about you from apps you have downloaded that partner with Google. Google Analytics collects information such as how often you use the Site and how you use the Site. We use the information provided by Google Analytics to improve the Site and Service. For more information regarding how Google collects, uses and shares your information and how to opt out of certain uses please visit http://www.google.com/policies/privacy/partners/. By using the Site, you consent to the processing of data about you by Google as described here and in Google’s privacy policy.

Notice regarding the U.S. Children’s Online Privacy Protection Act (COPPA) of 1998

The Children’s Online Privacy Protection Act (COPPA) of 1998 provides safeguards to protect children who use the Internet by regulating the online collection of personal information from children under the age of 13. We do not allow minors to register for or use theService. The Service and the Site do not target minors as an audience or a market. If you use the Service or the Site, you represent and warrant that you are the age of majority in the state in which you reside. If we learn that we have inadvertently collected personal information from a minor, we will make all reasonable efforts to delete that data from our records.

Security of Your Information

We take steps to ensure that your information is treated securely and in accordance with this Privacy Policy. Unfortunately, the Internet cannot be guaranteed to be 100% secure, and we cannot ensure or warrant the security of any information you provide to us. We do not accept liability for unintentional disclosure.

By using the Service or providing Personal Information to us, you agree that we may communicate with you electronically regarding security, privacy, and administrative issues relating to your use of the Service. If we learn of a security system’s breach, we may attempt to notify you electronically by posting a notice on the Service or sending an email to you. You may have a legal right to receive this notice in writing. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice), please notify us at support@meettally.com.

Changes to Our Policy and Practices

Tally reserves the right to modify this Privacy Policy at any time. Please review it occasionally. If our practices change regarding Personal Information that would result in sharing of your Personal Information in a way that is materially less restrictive than we have stated in the version of this Policy in effect at the time we collected the information, we will make reasonable efforts to provide notice to you of any expanded sharing. Your use of the Service after an update to the Privacy Policy means that you accept the new policy. Unless we notify you otherwise, changes go into effect as soon as they are posted to the Site.

For California Consumers

This California Consumer Privacy Act (CCPA) disclosure explains how Tally collects, uses and discloses certain types of Personal Information or information relating to California residents. If you are a California user of the Service (“California Consumer”), you have certain rights with respect to the collection, use, transfer, and processing of your Personal Information, as described in the CCPA. We reserve the right to limit these rights where permitted under applicable law, including instances where your identity cannot be reasonably verified or to the extent your rights adversely affect the rights and freedoms of others. Under the CCPA, personal information is information that identifies, relates to, or could reasonably be linked directly or indirectly with a particular California resident. The CCPA, however, does not apply to certain information, such as information subject to the Gramm-Leach-Bliley Act.

When California Consumers access the Site or use the Service we may collect the following categories of Personal Information, although we may not collect all of these categories, depending on which parts of the Service you use:

Personal Identifiers

  • Name
  • Address
  • Email address
  • Telephone number
  • Date of birth
  • Social Security Number

Financial Information

  • Bank account
  • Credit card information

Internet or Other Electronic Network Activity Information

  • The Internet Protocol address that relates to the machine or device used to access our Site
  • The type of browser and operating system used
  • The date and time when the Site is visited
  • Device ID if you are on a mobile device

We may have collected these pieces of information about you depending on your use of the Service during the last 12 months.

We disclose the categories of personal information above for a range of operational purposes, including:

  • To conduct identity verification;
  • To detect and prevent fraud or abuse;
  • To operate and maintain the Service and your account;
  • To provide personalized content and marketing materials;
  • To perform internal research and development;
  • To process user inquiries and requests;
  • To comply with laws, regulations or exercise and defend claims; and
  • To perform accounting, audits and other internal functions.

Third Parties with whom Personal Information is Shared

We share some Personal Information with service providers, advertisers, business partners, and law enforcement (if necessary).

In the preceding 12 months, we have not sold Personal Information about consumers.

In the preceding 12 months we have not sold Personal Information about minors.

In the preceding 12 months, we have disclosed the following Personal Information about consumers for business purposes:

  • Personal Identifiers and Financial Information: We share this information with our service providers to allow them to perform services on behalf of Tally.
  • Internet or Other Electronic Network Activity Information: We share or allow third parties to utilize cookies for marketing or advertising analytics

Exercising Your California Privacy Rights

Click here to make a request to know, delete or opt-out under the CCPA.

  • Right to Know: You have the right to request that we disclose what personal information we collect, use, disclose and sell. This includes:
    • The categories of personal information we’ve collected about you;
    • The categories of sources from which the personal information is collected;
    • The business or commercial purpose for collecting your personal information; and
    • The categories of third parties we have shared personal information with.
  • Right to Delete: You have the right to request that we delete personal information we have collected from you (and direct our service providers to do the same). To process your request, our team may require identity verification. In some instances we may decline to honor your request where an exception under law applies.
  • Right to Opt-Out: Tally does not sell personal information.
  • Other Rights: You have the right to designate an authorized agent to make a request for you under the CCPA on your behalf. We may request proof of authorization and identity documentation from the authorized agent. Your authorized agent may submit a request here. You also have the right not to be discriminated against for exercising any of the rights listed above.