No more worrying about high APRs
Our mission is to make you less stressed and better off financially. We only make money if we can save you money, and one of the ways we help you save is through our low interest rates.
Save money with the Tally line of credit
Credit card APRs are often unnecessarily high, and many people are wasting their hard-earned money for no good reason. That’s why we use your Tally line of credit to pay down your credit cards and help you save money on interest.
How Tally helps you save money
If you qualify, we use your Tally line of credit to pay down your credit cards. First, we transfer your higher APR balances to your Tally line of credit. The lower APR on your Tally line of credit helps you save money on interest right away. After that, we pay your cards for you every month in a way that helps maximize your savings.
Tally knows which cards to pay
When you add a credit card to Tally, we monitor the card’s balance, APR and the due date for you. Then, we calculate the smartest way to help save you money on interest across all your cards. Plus, we make sure you never miss a payment.
What users are saying about Tally
Want to learn more?
How does Tally pay my cards each month?
Tally monitors the balances, APRs, and due dates on each card you register. Tally’s smart technology will determine which cards to pay first, based on factors such as APRs and utilization. If you have cards with a lower APR than your Tally credit line, only minimum payments will be made to those cards to make sure you won’t be charged late fees.
How much does Tally cost?
How is my minimum payment calculated?
We require you to pay a monthly amount based on how much you borrow from Tally. First, we ask you to repay the minimum payments we made to your credit cards that month. Then, we ask you to pay interest based on your APR. Finally, we ask you to repay 1 percent of the total amount you borrowed from us to ensure you’re making progress toward paying down your Tally balance.