Save Money on Interest

Our mission is to make you less stressed and better off financially. We only make money if we can save you money, and one of the ways we help you save is through our low interest rates.

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Save money with the Tally line of credit

Credit card APRs are often unnecessarily high, and many people are wasting their hard-earned money for no good reason. That’s why we use your Tally line of credit to pay down your credit cards and help you save money on interest.

How Tally helps you save money

If you qualify, we use your Tally line of credit to pay down your credit cards. First, we transfer your higher APR balances to your Tally line of credit. The lower APR on your Tally line of credit helps you save money on interest right away. After that, we pay your cards for you every month in a way that helps maximize your savings.

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Tally knows which cards to pay

When you add a credit card to Tally, we monitor the card’s balance, APR and the due date for you. Then, we calculate the smartest way to help save you money on interest across all your cards. Plus, we make sure you never miss a payment.

Love this app! Makes your payments for bills for you on time when you forget!!!

Easy sign up and convenient. Only problem is that I cant connect my Capital One and I I'm not the only one with this ongoing issue.

This is easy, way to get rid, of my old debts, and the new.

Excellent app to manage credit card debt

Gosto muito bom

Easy to use.

Tallys mission is great, would love to see other cards get accepted as well.

Great option to begin your path to debt free.

It was just what I was looking for. Great app. I had maxed out my credit on Amazon, I was worried about how to pay it down and the interest was also adding to the debt. I downloaded Tally, a bit in disbelief about what they offer, I registered and right after I put my Amazon credit card, and my interest rate. Tally offered a way smaller interest rate and after my approval they completely paid off my balance and now I'm on my way to paying off my debt.

At first they didn't accept me into the program and I do not know why. After another try a year later. They accepted me into the program. It was good to consolidate my debt with them. I am going to pay off my debt as soon as possible and use them as a way to have all my bills in one place which I think is the real golden feature of the app. The customer service was fast and friendly to respond. They have some problems connecting with capital one but who doesn't?

The app has provided a great service and relieved a fair amount of stress.

It does what it claims to do, and it helps prevents you from missing any payments. I would like to see more charts with expected goals. I also wish there was a desktop dashboard available.

Yeah

I love it is easy to use and if you have questions they help you 😊. Interes rate is not bad. Trust me you will be paying more on to the credit company.

Tally app saved me from paying the credit card company for the rest of my life ! Thank you !

Great opportunity to lower high interest cards.

Excellent..

I honestly don’t know how I would be able to handle my finances if Tally didn’t help me out. I started with them since the very beginning and always had difficulty paying off my cards but Tally is amazing by helping pay off those cards and I only have to do the min for my cards and pay Tally instead. This boost my credit score from 580 to now 760!! I truly am so grateful to have the help of Tally and they also reply back so quickly if I have any questions. Absolutely recommend it for those who are struggling with their credit score and paying off cards! Thank you Tally 👌

They are such a great help. 😊

So far so good, I can't make the suggested payment at this time. Although I'm making more than the minimum, and it's working I'm saving

This app/company paid off my almost 10k AMEX bill. It's saved me a lot of money and it didn't add a hard inquiry to my credit report. They are still working through some issues with accessing 3rd party information for credit cards (there's a system error with Capital One). They may need to add some type of "manual" balance transfer option. I would recommend it to anyone.

Great service

Tally is a great app! It’s user friendly, easy to navigate, and best of all helping me become debt free. What more can you ask for? 5/5.

This is helping me manage my credit card debt. Tbh its really good. I dont have to worry about missing payments anymore.

Great

It was very easy to set up and have all my cards in one place.

A Great Way To Get Your Credit Score Going in The Right Direction!

It has helped and easy to use.

Good app. It's tricky to add ccs at first and it affects your rate of how much much money you would get from the loan.

Tally has really great customer service they have fast response and have helped through hard times they will work you. Thanks to the Tally team for being very helpful and understanding

I've had a great experience

I've had the app, a few weeks now. It's pretty simple to navigate through, add credit cards, make payment and track balances. I only have one card which is currently not on Tally's list, but was told they are continually adding creditors by a customer service representative while asking many questions. So far so good, and the customer service has been very quick to respond.

Very helpful

Great way to Pay down debt

As an idea Tally is great! If u have a good credit score,660+, u qualify. They did a soft check that doesn’t show up on my credit report and got approved for 3k 16% apr. love the idea that I can transfer the balance of my first ever credit card with apr 28% to tally. It helps me pay down my balance saving money. The big deal about this app though is that ur tally balance doesn’t show up on ur credit report so since I paid off my credit card my credit score improved! U just need to stay away from using ur card again because then u really didn’t help urself, u just dig a hole! Also, customer service is awesome. They get back to me super fast, always giving me answers. My only “problem” would be the app. They need to upgrade it and have more functionality! It’s very limited on the options u have, for example, to add a specific bank as ur checking account u need to call them. U can’t do it through the app. Or if u pay a card it takes about 1-2 days to update the balance. That’s something that they could work on. But as an idea, tally is awesome! I'm using Tally to tackle credit card debt. That’s my referral JCLFl6Hc14

Good so far.

Useful! But would enjoy a reminder feature be added in the future!

Tally is such a simple and brilliant idea. Tally sit in the middle between you and your credit companies and take a portion of the the interest the you supposed to pay to the credit card companies. Okay this is how it works. At first Tally pays all your credit debt. To credit company you don’t have balance. so no interest is charge to you account by credit company. Now Tally steps in, instead of charging whole interest that was previously charged by your credit card company, they charge you a portion of interest that was previously charged by your credit card company. The amount you pay goes to Tally. This way tally can make a lot of money if everyone joins Tally. This, if done right, good for both Tally and customer

Just started using this service and pretty happy with the results. Credit Card debt was consolidated lowering the monthly payment and decreasing the interests from the credit cards.

So, is Capital One doing business. Would like to add my card.

It seemed too good to be true, but it's real.

So far so good!!

I love that I am able to do everything online and if I need it, help is just an email away!

Very helpful to get out of depths

Recommending to everyone! You won't regret it!

I saw this app on a banner when searching for financial services info to get options for paying off this past Christmas holiday season of shopping and it is very helpful with great options to get out out of debt quickly and just right with very low APR for credit that is paid on the customer behalf and lowering your balances fast. Nice App

This app is awesome..only missing auto schedule payments

I found Taly on an Instagram ad, didn’t think much about it till I read some reviews. The idea sounds great: you get a credit line and they manage your CC payments, you then pay Tally. Great! In my case, Tally approved me 15k credit line at 15.9% APR and I have CC balance of 20k at 24.25%. Right away, Tally sent payments to my CC (full to the higher interest one and the rest to the other card). The payment took 1 day to send and 2 days to post (a day slower than me doing directly so not really an issue for me). What Tally did for me is not only save me $100 per month on interest while I am paying off my debt, but also pays my CC and I pay Tally what I owe them or what I can (Tally asks for a payment minimum of all minimum payments they pay for you plus 1% of what you owe them so you pay a little back to them) which to me is a great deal. If you have more than 1 cc guys, Tally is for you. It made my life easier and saved me money. And the app is so easy to easy and clean looking.

Simple to use, gives the user the ability to link multiple cards. Makes it less stressful to make payments as once you link your cards you can just make one payment.

I was skeptical at first but I'm glad I installed the app, best decision! I could not have asked for a better outcome. I look forward to knocking out my debt.

Tally has been so helpful!!! I feel back in control of my financial life.

Great

Received an invite in the mail for this app with a pre-approval code. Was not sure what it was but it offered a debt solution so why not. It paid off one of my higher interest cards and makes monthly payments on another. It doesn't affect your credit so that a +++ for me. Credit score went up 20 points in less than a month. & it sends you reminders....Would highly recommend!

Making my life easier 😌

Love the Reminders!!

Exceptional experience!!!😉

Easy to use. Easy to track. Great option to pay down debt.

Superb customer service, Trully there to help you anytime you need it. So glad I found them it was so easy and fast to setup my payment for my credit cards. I do wish though that they took care credit cards but that's okay we took care of my Chase and Capital One. Thank you tally

Its great

It helps when ur balance is very high.

So helpful

Tally to the Rescue, thank you.

Absolutely love Tally. It helps me pay off my credit cards. Makes it easy to do do and has provided me with a lower interest rate. It sucks having debt, but this app makes it so much more comfortable to pay it off. Thanks Tally.

Hard to use and buggy but it is a smart idea

Really helpful

I'm absolutely in love with this app. I was so apprehensive about it at first but I'm glad I decided to go for it :) My credit score has gone up dramatically. I couldn't be happier!!

I've only been using Tally a short time, but so far I really like it. It is saving me money and helping pay off debt faster!

I'm taking this moment to rate this tally app and so far it's working beautiful on my side saving me money and stress free from all the interest I was paying to my credit cards , looking at my years end interest payment on my cards I did pay $1,700.00 on interest alone Tally is great I got a $6,000.00 loan from Tally and now they're taking care of my payments that I still had I just pay tally and relax let tally work for me

Really great app and very nice support.

Helping me recover from my credit challenges

Love the idea but I wish more local credit unions were offered (ex. Mountain America Credit Union). Also not sure if this is only on my end but half the time I can’t log into the app. The finger print doesn’t log me in and then I have to completely close the app to try to manually enter my passcode, which also doesn’t work half the time.

You saved my life. I am so thankful about Tally. I have referred you to multiple people that are struggling right now. Thank you for being my financial guardian Angel. <3

Helped me with my debt!

I only get paid 1 once Month

What a great App! I was a little wary at first but I am so happy I signed up for this AMAZING app!!

Manages & secure's accounts, pay bills,payday loans and more Save money you will save time with Tally try it. it works

is it really free to get.

Very helpful...)

It helped me lower my credit card payments.

It is a great tool and user friendly.

So far so good. Easy to set up and make payments.

Easy to use if your credit up to par.

Has been an excellent app so far . Tally has paid off a few of my higher interest rates card and I make one low monthly payment.

Love the fact that your interest rate is lower than the credit card rate. If your credit is decent, so is your payment!

Tally gave me $10000+ line of credit given base on my credit score, helped paid off 3 of my credit cards instantly after 2-day processing which raised my credit score by 42 points! Tally's line of credit does not show up on credit report because of soft pull so even if you have a balance with Tally, it doesn't effect ur credit score. Instead, using Tally to pay off your credit balances will raise your score. CONS: Tally does not pay off store-offer credit cards.

Great app!

Love the app great service

Best app ever

Great app! It really does calculate the best plan for you. The interest rates were causing me to stay in the same spot every month and no matter how much I paid it didnt seem like my balance would go down. I was hesitant to try tally but I read the reviews and it is the best thing that could have happened to me! I am saving so much in the long run due to the lower interest rates!

Good service for clearing up your debt and overall consolidation of your credit card accounts. Promotional cards aren't counted under Tally though.

Lowered interests on my payments which I feel is the most important thing when it comes to paying off debt quickly and efficiently. Worth a try

Very helpful when it comes to paying down my cards! And it helps keep track of all my balances. I love it

User friendly. Great people who are right by your side to help with any issues you encounter. I've loved to convenience of being able to see all my debt in one place!

Tally gave exactly what they promised to give. An easy debt consolidation experience. Only thing I have to say could use some improvement is that the app is a bit confusing to navigate. I am not a technology expert so maybe I just need to learn to use it better. I have only used Tally for a month and I cannot figure out when my payment due date is. But I have it set to auto pay so I shouldn't be late.

Good experiences here.

They taken care of all my needs in a quick and timely fashion

My credit score shot up from good to excellent after tally paid off my debts. Great for saving tons on interest and getting credit back on track!

Easy to use. But having some issues adding another card.

So far it seems like a great deal. They pay your card down and then you pay them back at a lower interest rate..

It’s exactly what it says it is. Brilliant service!

I had my doubts and I wasnt very sure when I signed up but they have helped me gain control of my debt. I'm working towards paying down debt but Tally helps! There's not interest on their payments and I feel like I can breathe a bit again. I would recommend this app! The customer service is also really great!

Perfect so far

Great credit booster!!

The experience was overall good but could be better to allow for better payment due date scheduling. Also to better give an option to set a date when you want to be dept free and calculating your monthly payment based on that

Simple. Helpful.

Extremely helpful and useful! Also works great with other planning apps that help use my new job to get after paying off my college credit cards I would take to the bars 👀😳

Let me start off by saying this Tally should only be used if you’ve racked up cards and carry a balance. I have been in credit card debt for awhile and even after doubling my income these cards have been a nightmare to pay down. My interest alone tops 1k every month. Tally has made paying the cards easier and is saving me tons just in interest. Not to mention once the credit line paid off a chunk it shot my credit score up so I can take advantage of better rates. It will be a long haul but after doing the math I’ll be debt free over 2 years sooner then what was going to be possible.

Terrific

Great so far!

After paying down my credit card, my score shot up!

Can I use my credit card while paying tally.

Thanks for helping

Want to learn more?

How does Tally pay my cards each month?

Tally monitors the balances, APRs, and due dates on each card you register. Tally’s smart technology will determine which cards to pay first, based on factors such as APRs and utilization. If you have cards with a lower APR than your Tally credit line, only minimum payments will be made to those cards to make sure you won’t be charged late fees.

How much does Tally cost?

Tally is free to download, and we don’t charge any fees to use the app. In order to get the benefits of Tally, you will need to qualify for and get a Tally credit line. Depending on your credit history, your APR (which is the same as your interest rate) will be between 7.9% – 25.9% per year. And similar to credit card APRs, it will vary with the market based on the Prime Rate. (Information accurate as of June 2018) Click here to see what Tally charges

How is my minimum payment calculated?

We require you to pay a monthly amount based on how much you borrow from Tally. First, we ask you to repay the minimum payments we made to your credit cards that month. Then, we ask you to pay interest based on your APR. Finally, we ask you to repay 1 percent of the total amount you borrowed from us to ensure you’re making progress toward paying down your Tally balance.

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Save More Money With Tally

Multiple credit cards payments made easy

Get Tally, the fastest way to debt-free.

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Save Money on Interest

No more worrying about high APRs

Save money with the Tally line of credit

How Tally helps you save money

Tally knows which cards to pay

What users are saying about Tally

Want to learn more?

How does Tally pay my cards each month?

How much does Tally cost?

How is my minimum payment calculated?

Save More Money With Tally

Credit Card Manager

Tally Line of Credit

Late Fee Protection

Debt Manager

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