Save Money on Interest

Our mission is to make you less stressed and better off financially. We only make money if we can save you money, and one of the ways we help you save is through our low interest rates.

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Save money with the Tally line of credit

Credit card APRs are often unnecessarily high, and many people are wasting their hard-earned money for no good reason. That’s why we use your Tally line of credit to pay down your credit cards and help you save money on interest.

How Tally helps you save money

If you qualify, we use your Tally line of credit to pay down your credit cards. First, we transfer your higher APR balances to your Tally line of credit. The lower APR on your Tally line of credit helps you save money on interest right away. After that, we pay your cards for you every month in a way that helps maximize your savings.

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Tally knows which cards to pay

When you add a credit card to Tally, we monitor the card’s balance, APR and the due date for you. Then, we calculate the smartest way to help save you money on interest across all your cards. Plus, we make sure you never miss a payment.

Amazing!

Very Good

Easy and effective! I really love tally. It was a way to easily consolidate my credit cards without having to worry about the remaining balances that I had left (because I couldn't get a loan to cover the full amount). The app has been glitchy a fews times, but it seems like they have resolved all the issues. My credit score went up 60 points after signing up because it made it appear that I had no balances on my cards. It's really great if you can get approved. I definitely recommend

Love it ,just wanted to qualify

Awsome

Great help during tough times.

It's the best thing to manage credit cards payments, very easy to use

Has saved me quite a bit of cash when I got into some financial trouble. Almost paid off now!

Awesome app!!!

A great app tool

Helps me stay on track! I have had issues with credit cards for most of my adult life. I'm close to paying my credit debt off, and finally able to afford to save money.

Great service.

Tally is great, I paid off all my debt in just 16 months. Thank all of you at Tally for your assistance. :-)

I was skeptical about Tally. But anytime can handle priority financials with a SOFT CREDIT INQUIRY.....I am listening. I only used my high balance Discover Card on the applicatio to keep it simple. Sure enough a week after the soft credit inquiry and 5minute application process my Discover balance disappeared and I owed Tally $1400. I pay $100 per week though minimum monthly is $35. Utilization on my credit report dropped from 66% to 0% and my score shot up 35 points...save interest too!😍

So far it's really great. I am surprised at the ease of use and no red flags. I'm used to there always being a catch. This genuinely helps me pay down my debt and think about my spending. I. Really glad this app was suggested to me!

Makes paying off credit card debt easier and cheaper. Super easy to use.

It's a great way to take control of your credit card debt.

Tally is a pleasurable experience and has helped with credit card debt.

They helped so much!

Easy to use. Affordable too :D

One of the best app I ever use

A huge help to me in managing my credit cards!

Easy to use app, Clear and concise instructions provided, Very responsive and helpful customer support team, There is a great offer with the $50 payment credit when opening your account via Groupon, This is making managing my cc debt easier, Definitely recommended 👌, Thank you so much!

I really really love it... I paid off my credit cards and save tun of money due to the low interest rate tally offer. I def recommend.

Awesome

They helped me out big time with my credit card

Very helpful when it comes to paying your credit card bills and understanding too, if you can't pay them on time they will try to work with you! I truly recommend it!

Tally is a great app to help consolidare all my credit card debt. I pay less each month and it shows me excactly how long it will take to pay off my cards. The only downside for me is Tally can't seem to link with Capital One. Otherwise it's great.

Tally has been very helpful with my managing of credit. So far, I am pleased with their service and the app is super easy to maneuver. There is however a link with 2 different cards that one was not signed up with Tally. I am going to follow up with the creditor to see why the cards are linked. This is troublesome to me and feel it is not worthy just yet of the 5 star rating.

If you qualify for this program you can't help but save on credit card interest. It may not appear to be tons of money, but over 2 or 3 years it might cover a car payment (or more).

Awesome application.

Amazing 👏 🙀 😮 Good tool for people who own several credit cards 💳 . Easy one payment monthly to Tally while it pays your credit cards in the best effective way. Tally really helps you save in interest, it does not mean you won't pay interest but the interests will be way less.

I appreciate the payment recommendations. The payment reminder too. Overall a good experience and I'm glad I now only have one payment to keep up with. I can see the light at the end of the tunnel.

Update 2: I uninstalled and reinstalled the app and it works now! Update: I am having another peoblem with the app. It crashes every time i try to open it. I cheched for an update and there is not one. Original review: Since this recent update, the app will not open on my phone. I go to open it and I just get a blank white screen. This is a problem as I need to make a payment next week.

nice

Love it!.... they took care of my debt & I'm paying back at very lower interest rate & payment!❤ Thank u Tally!👌👏👏

No complaints whatsoever. It has saved me in interest and has made it easy to manage my credit cards...would recommend it

Very helpful

Easy to use and see how im saving money

Awesome

Tally has been so helpful!!! I feel back in control of my financial life.

help made savings

This is a great app for anyone who is looking to lower their interest rates when they gave a lot of credit card debt. Tried and true. Never had issues with the app and it's really helping me pay up my debt sooner.

Really helps keep you organized! No more forgotten payments!

All my credit cards in one place and I don't worry about due date anymore. Tally is really well designed to help people and also my credit score went up by 31 point in 3 months. Thanks

No room on cellphone!

Excellent app to help you keep your cards safe and free from interest.

I love the fact that I don't have to keep track of my credit card payment dates

Great experience for consolidation. App is easy to use and setup.

Great so far.

Has been working great for me so far. Would recommend !!!!!

Phenomenal! I love how it manages all my cards for me. I pay one bill each month and that's it. Seriously eases the mind and simplifies credit card management. Very happy with Tally.

Easy to use and consolidate Bills

This app takes the stress of what card to pay and how much. I know how much money I want to put towards my overall debt and it comes out one time. I can put more or less depending on what happens in that given month. My credit score has jumped up sense using Tally

I love this app. Was approved super fast for $20k. No hit on my inquiries. & the balance is not on my report.

Doesn't work with capital one cards, but once it's set up it's easy to use and I'm saving by paying a lower interest. Looking forward to being debt free soon!

Easy to use, and savings are instant. Just wish there was a quick way to make additional payments to the ones that are scheduled...

I honestly dont know how I would of made it without tally. They helped me so much when I couldn't make my payments and never did the charge me a late fee when I couldn't pay them back. Extraordinary Customer Service!!

Tally is helpful in improving credit score because they do not report the line of credit to the bureaus, which in turn artificially raise your credit score by reducing your utilization rate. I learned they would start reporting at the end of the year; Tally will lose it appeal to most customers because a zero percent balance transfer card would be a better offer. Please let management know this so they don't destroy a good business model.

I wanted to leave a review since I actually had a positive experience. 4k credit line and it allowed me to make minimum payments but would also suggest monthly payments that would help me get out of debt faster. Honestly after they consolidate several credit cards eliminating all those aprs and possible late payments there’s no reason to only pay the minimum payments.

Great for managing your debt. Has already saved me over 200 bucks. Thank you Tally.

Tally app saved me from paying the credit card company for the rest of my life ! Thank you !

Fantastic

Its really works. Thanks *tally*

Excellent

A1+

So easy to use

Not your traditional credit card, but a line of credit specifically created to allow you to transfer balances AND actually pay them off! Why? Because the interest rate is manageable, unlike every other offer out there.

Thanks for helping me lower my balances faster than I was able too.

Just excellent

I like The app

Lower intrest

Helps out alot... Love the fact I now only have one payment.

Like the app, sometimes you get nervous tally would pay a bill on time because it's "automated". But never had an issue

Easy to use self explanitory.

I love this company. Easy and I am almost debt free cause of them.

Want to learn more?

How does Tally pay my cards each month?

Tally monitors the balances, APRs, and due dates on each card you register. Tally’s smart technology will determine which cards to pay first, based on factors such as APRs and utilization. If you have cards with a lower APR than your Tally credit line, only minimum payments will be made to those cards to make sure you won’t be charged late fees.

How much does Tally cost?

Tally is free to download, and we don’t charge any fees to use the app. In order to get the benefits of Tally, you will need to qualify for and get a Tally credit line. Depending on your credit history, your APR (which is the same as your interest rate) will be between 7.9% – 25.9% per year. And similar to credit card APRs, it will vary with the market based on the Prime Rate. (Information accurate as of June 2018) Click here to see what Tally charges

How is my minimum payment calculated?

We require you to pay a monthly amount based on how much you borrow from Tally. First, we ask you to repay the minimum payments we made to your credit cards that month. Then, we ask you to pay interest based on your APR. Finally, we ask you to repay 1 percent of the total amount you borrowed from us to ensure you’re making progress toward paying down your Tally balance.

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Multiple credit cards payments made easy

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Save Money on Interest

No more worrying about high APRs

Save money with the Tally line of credit

How Tally helps you save money

Tally knows which cards to pay

What users are saying about Tally

Want to learn more?

How does Tally pay my cards each month?

How much does Tally cost?

How is my minimum payment calculated?

Save More Money With Tally

Credit Card Manager

Tally Line of Credit

Late Fee Protection

Debt Manager

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