Home Depot Project Loan Card
Home Depot Project Loan Card is one of many store cards supported by Tally. We believe in separating the burden of credit cards from the benefits. Tally lets you use the Home Depot Project Loan Card without worrying about high interest rates or late fees.
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About the card
The Home Depot Project Loan Card is for people planning an expensive project who want to finance some of the costs. It’s a home improvement line of credit that comes with a fixed rate for a predetermined amount of time. Home Depot says it’s perfect for large projects, like remodeling a room or replacing the roof. This is not a rewards-based or cashback card like many other store cards.
How the Home Depot Project Loan Card works
The Home Depot Project Loan Card can only be used at Home Depot. If you plan to make a significant investment in your home, the card gives you a line of credit for big projects and allows up to 7 years to pay it off. You get a fixed APR during the 7-year period. After you’re accepted, you get six months to spend as much money as you need to complete the project.
Benefits and rewards
The benefits of this card are not like those of a cashback or rewards card. Instead, you’ll be approved for a line of credit and then have a fixed amount of time (6 months) to spend as much money at the store as you’ll need to complete a large project. The benefit of this card comes in the huge window you get to pay it back (up to 7 years) at a limited, fixed APR (7.99%).
Costs and fees
The Home Depot Project Loan Card comes with a 7.99% APR during the repayment window. You only pay interest on purchases you make, and there’s no annual fee.
How Tally can help
Tally is the fastest and easiest way to eliminate credit card debt.
Frequently Asked Questions
How do I get the Home Depot Project Loan Card?
Apply for a Home Depot Project Loan Card at homedepot.com.
Where can I use the Home Depot Project Loan Card
The Home Depot Project Loan Card can only be used at Home Depot.
Who do I contact about Home Depot Project Loan Card?
Home Depot’s customer is available at (877) 476-3860.
Looking for information about the Home Depot Consumer Credit Card?
The Home Depot Consumer Credit Card can only be used on purchases at Home Depot. Learn more about this card here.
Easily manage your Home Depot Project Loan Card with Tally
Tally is the fastest way to debt-free, making it easier to save money, manage credit cards and pay down balances faster.
Download Tally today for free!