Home Depot Project Loan Card

Home Depot Project Loan Card is one of many store cards supported by Tally. We believe in separating the burden of credit cards from the benefits. Tally lets you use the Home Depot Project Loan Card without worrying about high interest rates or late fees.

About the card

The Home Depot Project Loan Card is for people planning an expensive project who want to finance some of the costs. It’s a home improvement line of credit that comes with a fixed rate for a predetermined amount of time. Home Depot says it’s perfect for large projects, like remodeling a room or replacing the roof. This is not a rewards-based or cashback card like many other store cards.

Home Depot Project Loan Credit Card

How the Home Depot Project Loan Card works

The Home Depot Project Loan Card can only be used at Home Depot. If you plan to make a significant investment in your home, the card gives you a line of credit for big projects and allows up to 7 years to pay it off. You get a fixed APR during the 7-year period. After you’re accepted, you get six months to spend as much money as you need to complete the project.
With Tally you will only have one bill to pay

Benefits and rewards

The benefits of this card are not like those of a cashback or rewards card. Instead, you’ll be approved for a line of credit and then have a fixed amount of time (6 months) to spend as much money at the store as you’ll need to complete a large project. The benefit of this card comes in the huge window you get to pay it back (up to 7 years) at a limited, fixed APR (7.99%).
Easily track your credit card due dates

Costs and fees

The Home Depot Project Loan Card comes with a 7.99% APR during the repayment window. You only pay interest on purchases you make, and there’s no annual fee.

How Tally can help

The Home Depot Project Loan Card can help you finance a major home improvement project. But the 7.99% APR means you should be diligent about paying it off. To maximize your savings, scan your Home Depot Project Loan Card when you sign up for Tally and let us handle the rest. Tally is the fastest and easiest way to eliminate credit card debt. We give you a Tally line of credit at a lower APR, so you can pay off your balances faster, and we make sure all of the cards you register with Tally are paid on time and in the way that saves you the most money.

Frequently Asked Questions

How do I get the Home Depot Project Loan Card?

Apply for a Home Depot Project Loan Card at homedepot.com.

Where can I use the Home Depot Project Loan Card

The Home Depot Project Loan Card can only be used at Home Depot.

Who do I contact about Home Depot Project Loan Card?

Home Depot’s customer is available at (877) 476-3860.

You want to learn more about Tally?

Tally is the fastest way to debt-free, and to easily manage your Home Depot Project Loan Card.